Chat & Social > The Bar - General Chat
one in 5 young people uninsured
hrh_dave:
--- Quote from: mike142sl on August 26, 2009, 09:40:09 ---The insurance companies are cashing in, there was a day when being a named driver counted towards no claim discount - not now. Why - because the insurance companies can earn more.
--- End quote ---
Erm..... I think you are putting the cart before the horse.... As most insurance companies market themselves on the fact that they can offer NCD to company car drivers and named drivers....
[/quote]
Why insure it fully comp though? The inurnace company is just going to wrote the car off in the event of a prang, so its pointless. Just insure it TPFT, which is cheaper and still legal.
[/quote]
Third Party Fire and theft is often more expensive than fully comp.....
bastynitch:
im looking for a reasonable quote for my seventeen year old - soon to do his test, i dont know weather to try and put him on my insurance,or take out his own policy--any ideas ! its on a 1.4 vauxhall corsair
mike142sl:
--- Quote from: bastynitch on September 01, 2009, 23:31:46 ---
im looking for a reasonable quote for my seventeen year old - soon to do his test, i dont know weather to try and put him on my insurance,or take out his own policy--any ideas ! its on a 1.4 vauxhall corsair
--- End quote ---
Let us know if you find a company that will rack up no claims discount for him as a named driver then. Also I think you will find that once the vehicle goes above 1L the price hikes considerably. I've been told that this company http://www.quinn-direct.com/uk/ are good for learner drivers but not had to get a quote yet - that all hits me next year!
Red Defender:
Got a quote of £1900 from nfu for my p38 !!! went to Lancaster and pay £410 Fully comp. and pay £250 fully comp with my 90 through swinton. and for reference sake i'm 29 with 3 points and 10 years no claims.
when i was 17 though it was £1900 for a mk 1 fiesta 950cc job third party fire and theft !!!! mind you the bank of mum and dad picked that bill up for some time. whent down to £1700 when i got a diesel Renault 9 at 19 and then at 21 i got a 2 litre primera and it cost me £450 fully comp - doesnt make sense to me !
i suggest you take some time and really ring round the insurance company's it took me 2 days of hagling to get the £450 on the primera and that was from abbey back in the day
boss:
im 20 and im not apart of the average.
my car(and myself) are 100% road legal. it does cost alot but thats the price of driving so i got to lump it. i dont agree with some of the prices for insurance though.
i ask why it was going to be £1400 for me to be insured(at 17) on a 1.4clio RT and £900 on a 3.5 V8 90!!!!!! the only reason i diddnt buy the 90 was becasue i would quickly spend the money i saved on insurance on fuel.
you have to ask 90% of younger drivers who whant a landrover "why" why does a 17 year old need a landy, becasue they dont. there bad ass....oh yes and it nice to be able to go greenlaining in your own vehicle but there big, expencive to run and not the safest things. before i bought my astra i was going to buy a TD5 90, still wish i did but the astra has done evereything i ask of it, i got 10 BMXs in it and crused down the motorway in comfort at 70. i got a mog axle in the back and drove it back to my workshop no problem i can get my mates in the back and still hear them when they talk.
im not saying that younger drivers shouldnt have 4x4s or fast cars if your willing to pay the price, go for it. but whats wrong with learning to drive "properley" in a car thats cheap to run and fix and building up a no-claims?
my 2p worth anyway
Navigation
[0] Message Index
[#] Next page
[*] Previous page
Go to full version