Chat & Social > The Bar - General Chat
one in 5 young people uninsured
TDi90:
you know why...
because its so ******* expensive. i dont blame them. im about to turn 21 and im paying £1300 to insure my land rover defender.
when i was 17 i was paying £2400 to insure my land rover defender. it ridiculous, of course they are not going to pay insurance if its this expensive.
R
Skibum346:
--- Quote from: TDi90 on August 26, 2009, 07:44:14 ---you know why...
because its so ******* expensive. i dont blame them. im about to turn 21 and im paying £1300 to insure my land rover defender.
when i was 17 i was paying £2400 to insure my land rover defender. it ridiculous, of course they are not going to pay insurance if its this expensive.
R
--- End quote ---
Sorry mate... you're well off target with this one...
I shouldn't blame them if they hit another car... who pays..?
I shouldn't blame them if they hit a person... who pays..?
I shouldn't blame them if they embed they're vehicle in a house... demolishing the corner supporting structures... requiring a full demolish/rebuild... who pays?
Insurance aint an option, driving aint a right... if they aint insured... they shouldn't be driving... end of.
Most of the older driver on here (me included... :oops:) have in the past had to pay huge insurance premiums... we got on with it... or... in my case... took the bus/train etc!
Course... hopefully... we will start to see a fall in the whole un-insured/untaxed/un-MOT'd vehicles with the advent of the wonderful ANPR systems used on police vehicles. Course... the crowd that avoid getting the appropriate certificates... tend not to be the brightest bulbs in the chandelier....!
Skibum
V8MoneyPit:
If the cost of motoring cannot be afforded, it is no excuse to do it illegally at the expense of others. Driving is not a right, it's a privilege.
Don't get me wrong, I too think motor insurance for young drivers has got to crazy levels. But I couldn't believe my ears when the young chap, this morning, was saying he couldn't afford insurance, so he just drove without it :shock:
Disco Matt:
When I turned 17 I had a quote for £4k on an L reg Citroen ZX 1.9D...
The appalling part is that the fine for driving without insurance is often lower than the premium. It's as bad as jobs where people would be financially better off claiming benefits (but won't as they want to work). Not much of an incentive to those who want to do it by the rules.
V8MoneyPit:
The numbers are interesting. When I passed my test way back in the dark ages :roll: :lol:, I seem to remember paying someting like £400 a year to insure an MG Midget. I'm sure if a 17 year old tried to insure a modern equivalent, say a Mazda MX5, the insurance company would just laugh..... or rub their hands together with glee.
Have the driving standards of young people dropped? Or is it just the insurance companies cashing in?
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