Chat & Social > The Bar - General Chat
one in 5 young people uninsured
J.D.:
--- Quote from: TDi90 on August 26, 2009, 18:12:50 ---i really did open a can of worms diddnt i :-#
should have kept my mouth shut! - i dont think im like'd 8-[
to JD - NFU FULLY COMP inc:
Roll Cage
sus. lift,
Non Standard engine,
non standard bodywork
winch
winch bumper
oversize tyres
20 yrs old!! :shock:
--- End quote ---
Why insure it fully comp though? The inurnace company is just going to wrote the car off in the event of a prang, so its pointless. Just insure it TPFT, which is cheaper and still legal.
dxmedia:
--- Quote from: CHIPFAT on August 27, 2009, 22:30:29 ---im of the opinion that if the gov say we need Insurance, then why dont they provide it?
instead we have to buy it from another profit making company who can only see ££££££££££
instead why not just have all new/young drivers restricted to engine size for the first year for a fixed cost?
--- End quote ---
Because we don't live in a communist state.
Lord Shagg-Pyle:
--- Quote from: dxmedia on August 28, 2009, 09:08:54 ---
--- Quote from: CHIPFAT on August 27, 2009, 22:30:29 ---im of the opinion that if the gov say we need Insurance, then why dont they provide it?
instead we have to buy it from another profit making company who can only see ££££££££££
instead why not just have all new/young drivers restricted to engine size for the first year for a fixed cost?
--- End quote ---
Because we don't live in a communist state.
--- End quote ---
Are you sure about that? The current regime seem to be doing a pretty good job of taking us that way.
CHIPFAT:
--- Quote from: Lord Shagg-Pyle on August 28, 2009, 10:08:03 ---
--- Quote from: dxmedia on August 28, 2009, 09:08:54 ---
--- Quote from: CHIPFAT on August 27, 2009, 22:30:29 ---im of the opinion that if the gov say we need Insurance, then why dont they provide it?
instead we have to buy it from another profit making company who can only see ££££££££££
instead why not just have all new/young drivers restricted to engine size for the first year for a fixed cost?
--- End quote ---
Because we don't live in a communist state.
--- End quote ---
Are you sure about that? The current regime seem to be doing a pretty good job of taking us that way.
--- End quote ---
I seem to agree a little, whats the phrase ... Born free taxed to death
and when it comes to modding your motor ....Dont bother
Sider:
--- Quote from: Lord Shagg-Pyle on August 27, 2009, 21:15:21 ---Insurance.Pay it or we cube the car, and give you a nice piece of paper with £200 fine on it and six points.
As for younger people being bad drivers, some are. But the older generations are just as bad. It is said that with age comes experience. Arrogance more like.
--- End quote ---
Hear, hear. Had a chappie, mid fifties, pull in front of me yesterday when I was (admitedly) tanking it round a roundabout. Obvious blast on the horn, slam on the brakes, cursing and swearing galore, laughing at the poor idiot soiling his underwear, step out of the lorry to see if he's okay and to explain some of the facts of life, yadda yadda....
To cut it short, little idiot was chatting away on the phone, and when I pointed out that he shouldn't be doing that, he turned around and asked me if I was gonna teach him to drive, 30 years experience, and all the usual rubbish. Wasn't very pleased when I told him that at his age, either he should know better, or he should surrender his licence for incompetence :D
As for uninsured drivers, surely it wouldn't be to difficult to pull the insurance history for both vehicle/driver, and if it is a regular habit (the uninsured driving) crush the vehicle, no option for redemption.
If the insurance has lapsed for a couple of days or a week, it could well be a genuine mistake, if the car hasn't been insured for the last 3 months, you are taking the mickey.
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