Chat & Social > The Bar - General Chat
one in 5 young people uninsured
freeagent:
The cost of insurance is ridiculous, but as the others have said, if you can't afford it, don't drive.
the penalties for getting caught need to be higher, as it stands its usually cheaper for them to take the risk, and get caught, than it is to pay for insurance.
I bet the numbers of uninsured Yoofs would drop if they were made to do community service in pink overalls, every weekend for 3 years after being convicted??
...which i also believe should be the penalty for using a phone while driving, which most of the population still do...
V8MoneyPit:
--- Quote from: freeagent on August 26, 2009, 14:04:49 ---...which i also believe should be the penalty for using a phone while driving, which most of the population still do...
--- End quote ---
I think 'many' of the population might have been a better phrase, but sometimes it seems like 'most' :roll:
dxmedia:
--- Quote from: freeagent on August 26, 2009, 14:04:49 ---
...which i also believe should be the penalty for using a phone while driving, which most of the population still do...
--- End quote ---
Of the opion myself that if you can't hold a conversation whilst driving, then you shouldn't be driving.
Drift:
--- Quote from: dxmedia on August 26, 2009, 13:39:20 ---
--- Quote from: Drift on August 26, 2009, 12:29:18 ---My first car aged 18 in 1983 cost £500 and cost £75 to insure and that was in Liverpool.
The companies are their own worse enemies regarding young and in some cases older premiums and as said there is no real incentive to comply
I don't condone the uninsured far from it.
--- End quote ---
Working out the comulative interest on that it would mean that running at 5% inflation (which is a low figure due to the thatcher fulled run in the 80's and the major cockup in the 90's) that £75 in real money is about £280 now.
I presume that a £500 motor was a cheap car to 'get you going?'
Doesn't sound like the insurance companies are taking the [throw it] that much really.
If inflation averages out at 7% over that period then it would be about £460 in real money. Can't be jiggered working out the mean average base rate of inflation for the past 25 years though.
--- End quote ---
Point being as insurance is and was always inherently high in Liverpool what ever car you had, thats a good screw and if the rates where similar today it would be an even better screw :wink:
V8MoneyPit:
--- Quote from: dxmedia on August 26, 2009, 14:46:01 ---
--- Quote from: freeagent on August 26, 2009, 14:04:49 ---
...which i also believe should be the penalty for using a phone while driving, which most of the population still do...
--- End quote ---
Of the opion myself that if you can't hold a conversation whilst driving, then you shouldn't be driving.
--- End quote ---
Surely it's not holding a conversation that's the problem, it's holding the phone!
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