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WARNING - Footman James don't cover you if you have ANY off-road use
LiftedDisco:
WARNING
Footman James are refusing to offer quotes if you confess to any form of off-road use...
Bizarre... see other post for more information... http://www.mud-club.com/forum/index.php/topic,66701.0.html
zebidee:
Was speaking to my dad (former traffic cop :police: :police: :police:) about this kind of stuff recently.
We tow our horsebox to shows and regularly end up parking in fields and the like ...
I had been worried that our insurance wouldn't have covered this cause it's "off-road" so I changed our insurance to NFU - who ended up being cheaper as well anyway :D :D :D
Anyway my old man was saying that when fields are used for public events they become part of the road network and are therefore the normal rules of the road and insurance apply.
He used to stop & breathalyse people with cautions while in the show car parks who were drink driving after being in the beer tent all afternoon - they thought they were "safe" cause the local copper was at the show and wouldn't be able to get them on the road home.
I would presume that there are company's that'll try to get out of anything - so one to remember.
Z~
gtomo2:
Yea but lets not forget "off-road" is private land eg pay and play site. Were as green laniing is driving on a public road. plus how meny people will the nfu loose when farmers find out that there tractor of 4x4 is not covered for them to do there work in across the fields or remote moors trying to round there sheep up.
mmgemini:
I would doubt any insurance company will insure you "off road".
If you trial you cover the cost of damage to your vehicle yourself.
If you go to a pay and play site the same applies.
You should check before visiting any pay and play site to see if they have public liability insurance. No insurance then go elsewhere.
If you trial then the club holding the trial will have that insurance through the MSA. Not an MSA club ? Then check very carefully.
fezzy192:
--- Quote from: mmgemini on December 20, 2008, 19:02:23 ---I would doubt any insurance company will insure you "off road".
If you trial you cover the cost of damage to your vehicle yourself.
If you go to a pay and play site the same applies.
You should check before visiting any pay and play site to see if they have public liability insurance. No insurance then go elsewhere.
If you trial then the club holding the trial will have that insurance through the MSA. Not an MSA club ? Then check very carefully.
--- End quote ---
i,m with adrian flux and they cover me for off-roading and grenlaning thats why i went with them lol
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