AuthorTopic: INSURANCE TIME ! What are you paying ?  (Read 5736 times)

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Offline Brian the Sn@il

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INSURANCE TIME ! What are you paying ?
« on: October 21, 2008, 09:54:44 »
Sorry if this may be a repeat, but i did a search.

Insurance on me ole Rangie ?

Wheres the cheapest ?

As soon as i put in Suspension Mods, they go sky high :(  £ 400  )


I only do about 2K  miles a year!

Any advice please guys.

Jeep Grand Cherokie V6 2006
1994 EX MOD 110 Defender

Offline mike142sl

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Re: INSURANCE TIME ! What are you paying ?
« Reply #1 on: October 21, 2008, 10:04:10 »
It's always a problem when you mention Mods ! but my advice is to use a few comparison sites like moneysupermarket.com and tescocompare.com and don't rely on just one. You then have to go to the site and add details like the mods but it might find you a better deal.

Other thing to try is see if you can get a classic car policy instead.
Mike
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Offline DoubleTop

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Re: INSURANCE TIME ! What are you paying ?
« Reply #2 on: October 21, 2008, 10:36:10 »
£276 for me, 5000 mileage for `94 Disco V8, 3rd pft

Kwik-fit and I got a free MOT voucher from them and you then get a 10% discount on all work they do on your motor.

DT.
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Offline carracarra13

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Re: INSURANCE TIME ! What are you paying ?
« Reply #3 on: October 21, 2008, 10:51:03 »
got min through Drayton insurence survices lpg  converted (so its counted as a mod)£ 230 fully comp another £10 gets you green flag cover (and all windows are covered
v8 3.9 se discovery
pland mod lpg or hydrogen kit ?
allterains
twin battery, and water proofing engin and electrics
imverta

Offline TechnoTurkey

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Re: INSURANCE TIME ! What are you paying ?
« Reply #4 on: October 21, 2008, 12:32:03 »
I pay circa £150 fully comp with breakdown and 3k miles a year.

Think it is with footman james.
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Offline fezzy192

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Re: INSURANCE TIME ! What are you paying ?
« Reply #5 on: October 21, 2008, 13:32:22 »
i used to pay 176 with my old rangie begining of the year with adrian flux they dontcare aboutmods and it covers you for greenlaning and off roading which is a bonus

Offline ChrisV8

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Re: INSURANCE TIME ! What are you paying ?
« Reply #6 on: October 21, 2008, 14:59:27 »
Try Flux at Kings Lynn  I pay £210.00 for my somewhat got at RR, 2.8 Nissan Motor, lift etc etc all declared Fully Comp.
1982 Range Rover 200tdi inside
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Offline Brian the Sn@il

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Re: INSURANCE TIME ! What are you paying ?
« Reply #7 on: October 21, 2008, 15:01:32 »
Great thread :)

I tried a well known 4x4 broker but they didnt answer :(

So i sinned and used go compare.com

Didnt get very far with them as i added the Lift Kit and Army camo colours to the list of mods.

Then 5 mins ago i get a phone call from them, I just hate that but................


They double checked my details again, and put me on hold for about 4 mins, so i hung up as i have loads of Invoicing to do in the office.
They phone back, and say they have got the price Down to £ 201.00  Fully Comp !!

Another person is going to pnone back with details and get it set up.

Im pretty pleased with that price though, ill let you know who the Main Insurance peeps are as soon as i know.
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Offline Range Rover Blues

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Re: INSURANCE TIME ! What are you paying ?
« Reply #8 on: October 21, 2008, 23:50:09 »
Blue, with the mods and 7,500 is about £350 IIRC, the LSE with 10,000 (unlimited) £380 and Julie's TDi with 10.000 and a big intercooler about £330.

That said, the Micra is about £320 this year, it's now worth LESS than the LSE.
Blue,  1988  Range Rover 3.5 EFi with plenty of toys bolted on
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Offline Brian the Sn@il

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Re: INSURANCE TIME ! What are you paying ?
« Reply #9 on: October 22, 2008, 12:08:38 »
They phoned back and im waiting for the Cover, THey said its through a Classic Car Specialist, As i only use it for the odd trip, its restricted to 3000,  beraing in mind ive only done 2500 miles in the last year is about right :)

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Offline mike142sl

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Re: INSURANCE TIME ! What are you paying ?
« Reply #10 on: October 22, 2008, 15:41:30 »
The only thing you need to be aware of with classic policies is that they don't acrue no claims discounts.
Mike
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Offline carracarra13

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Re: INSURANCE TIME ! What are you paying ?
« Reply #11 on: October 22, 2008, 16:46:55 »
I ment to add  Ive no proven claims
v8 3.9 se discovery
pland mod lpg or hydrogen kit ?
allterains
twin battery, and water proofing engin and electrics
imverta

Offline squaddie_fox

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Re: INSURANCE TIME ! What are you paying ?
« Reply #12 on: October 27, 2008, 01:53:58 »
too much

235/85 special tracks, 3.9 V8, HD bumpers, +3 inch lift, +5 shocks f&r, 12000lbs champion winch, heavy duty steering bars, CB and a snorkel....

Offline Range Rover Ron

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Re: INSURANCE TIME ! What are you paying ?
« Reply #13 on: November 01, 2008, 08:47:28 »
Adrian Flux or Pete Best are pretty good, they also know about mods,
so when you say you've got a lift or a winch,
they actually know what you are talking about!
Cheers..........
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Offline Big Rich

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Re: INSURANCE TIME ! What are you paying ?
« Reply #14 on: November 08, 2008, 02:54:11 »
I pay £300 fully comp I'm only 28 thats for my 4,6 HSE range rover. My diso is £194 fully comp. The forward control is £98 limited to £6000 miles the series one £56 limited to 6000 miles.

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Offline landroverkeith

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Re: INSURANCE TIME ! What are you paying ?
« Reply #15 on: November 08, 2008, 09:33:26 »
I pay £300 fully comp I'm only 28 thats for my 4,6 HSE range rover. My diso is £194 fully comp. The forward control is £98 limited to £6000 miles the series one £56 limited to 6000 miles.

Rich

And Your also a advance driver badge holder remember lol that makes a differance too boy
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Offline matt_walker31289

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Re: INSURANCE TIME ! What are you paying ?
« Reply #16 on: November 08, 2008, 10:24:08 »
landrover 200tdi with mods, £2100! 3rd party, thats what comes from being 18 and thats with MFU mutual but they dont care about mods, so long as it isnt a mod to the power the car gives out or to the running gear

Offline Jonny Boaterboy

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Re: INSURANCE TIME ! What are you paying ?
« Reply #17 on: November 09, 2008, 13:49:53 »
I have paid £210 Fully comp with no claims protection I'm 34 and got a 3.9 v8 Range Rover no points on licence in the past 5 years. They also did break down for £33. Covered to green lane and no problems with mods, not that i have many. This was through Sureterm direct, let me know if you need a no.

Mat I feel sorry for you paying £2100! I think you may be paying for my generation when we were 18  :twisted: I don't know how you young boys can afford to drive?

Offline craig_midz

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Re: INSURANCE TIME ! What are you paying ?
« Reply #18 on: November 28, 2008, 18:02:38 »
i have to pay 780 a year fully comp im 25 got my pass plus but no no claims bonus an only had my licence 6 months an mines a 96 v8 disco es with mods

Offline PITBULL

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Re: INSURANCE TIME ! What are you paying ?
« Reply #19 on: December 18, 2008, 16:48:03 »
mines 1000 a year though sure term direct all mods listed im 23 (list of mod in my sig VVVVVV)
Disco 300tdi Manual, JE Engengering stage 2 tune, allisport Intercooler, HiClone thingy, Safari snorkel, Scorpion Racing Winch Bumper & Steering Guard, Superwinch EPi9 with plasma, 33/12.5 khumo kl71's, Beedlocked Mach 5's, Heavy Duty Half Shafts & CV's, Front Diff Guard, H/D Steering Rods, 2" Blue Springs, Pro Comp ES9000 Shocks, Scorpion Racing 30deg props, ARB Air Locker on back, Full Safety Devices Internal Roll Cage & Roof Rack, Tree sliders, Scorpion Racing Detachable Tow Bar, Cobra Daytona seats, Cb.
i think thats it... 4 NOW!
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Offline jjsaul

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Re: INSURANCE TIME ! What are you paying ?
« Reply #20 on: December 19, 2008, 10:24:53 »
Matt i know how you feel.

I'm paying around £2k a year to insure my classic with a 4.6 in it. They decided its technically a group 18 car.
That's fully comp in my own name and when i took it out i didnt actually have any NCB.
It's also got a sequential lpg kit on it.

It sounds a lot but given that i'm 20 i guess its a lot cheaper than comparable non-LR vehicles.

*EDIT - meant to add thats with NFU, as are the rest of our cars (except my carmichael).
They were more than happy to insure my offroader with cage, winch etc etc
James

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Offline Jonny Boaterboy

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Re: INSURANCE TIME ! What are you paying ?
« Reply #21 on: January 05, 2009, 16:25:48 »
I have just renewed my insurance with Adrian Flux (08000 83 88 33) Here's some of the main pointers:

£200 excess
£70 Windscreen excess
Protected no claims
UNLIMITED MILEAGE
and full breakdown including crash recovery, home start, trailer and caravan recovery to the destination of your choice

This cost me £245 I have 9 years no claims, and no points or claims in the last 5 years. My wife is also a named driver and covers me 3rd party on all other cars.

This was the best I could find as of the 5/1/09

Offline bogie

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Re: INSURANCE TIME ! What are you paying ?
« Reply #22 on: January 05, 2009, 17:07:40 »
footman james, CHEAP AS CHIPS?????
1968 SERIES 2A ,200TDI TUNED,RANGE ROVER AXLES,ONE TON SHACKLES,CPC PARAS,ES3000,POLYBUSHED,ANACONDAS.                     1970 SERIES 2A, 200TDI TUNED,5 SPEED LT77 WITH LT230S TRANSFER BOX 1.211 RATIO.ZEUS DISKS ALLROUND.ES3000,MODIFIED 90 TANK,3.5 DIFFS.

Offline Jonny Boaterboy

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Re: INSURANCE TIME ! What are you paying ?
« Reply #23 on: January 05, 2009, 21:25:57 »
Tried footman and they came back with £500+ not sure the girl I spoke to knew what she was doing as she was surprised that I could get insurance that cheap for a Range Rover!

Offline propes

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Re: INSURANCE TIME ! What are you paying ?
« Reply #24 on: January 15, 2009, 18:21:27 »
Hi just to add my two 'pennath, just reinsured my 200tdi 1993 with lift kit,winch bumper front and rear,rock sliders ect.. with adrian flux and they saved me over £100 against standard vehicle with allianz. The chap could,nt of been any nice4r.Well recommended!!!!! thats fully comp with like for like on the mods in the event of damag Hello all by the way as im a "newbie".
Polish the towel of life to reflect the acidic doorstop! Big brother is watching he drives a freelander.....You have been warned!!!!!

Offline didirangerover

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Re: INSURANCE TIME ! What are you paying ?
« Reply #25 on: March 03, 2009, 11:11:45 »
I have just renewed my insurance with Adrian Flux (08000 83 88 33) Here's some of the main pointers:

£200 excess
£70 Windscreen excess
Protected no claims
UNLIMITED MILEAGE
and full breakdown including crash recovery, home start, trailer and caravan recovery to the destination of your choice

This cost me £245 I have 9 years no claims, and no points or claims in the last 5 years. My wife is also a named driver and covers me 3rd party on all other cars.

This was the best I could find as of the 5/1/09


i have the pretty much the same policy with adrian flux but with no trailer recovery on the extras and paid £204 this year fully comp. ncb protected. same excess. if you can find cheaper than flux give them the quote and they'll try to beat it
1989 Rangerover with dihatsu 2.8 engine and no mot
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Offline william127

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Re: INSURANCE TIME ! What are you paying ?
« Reply #26 on: March 03, 2009, 17:54:46 »
im paying £136 a  month, 3rd party, with the nfu. fluxs quote was 2500 a year because its changed from 3.9 v8 to a 2.8td, had it still been a v8 id have saved £££ :doh:
1990 defender 127 flatbed 200tdi mud tyres stripdown started 14/03, now striped, ned to start the expensive bit
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Offline Glynparry25

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Re: INSURANCE TIME ! What are you paying ?
« Reply #27 on: March 03, 2009, 18:31:12 »
91 Discovey V8 with lift and a few other mods, 26 YO cost me £200 fully comp in the UK (Tesco) but am currently paying 90 Euro a month to have it in Germany.

Crazy thing ere is that it will cost me the same to insure a brand new (£30K) Defender 110 as it does formy 18YO Discovery!!! Germany- I still don't understand the laws!!!

Glyn

Offline biggerlandy

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Re: INSURANCE TIME ! What are you paying ?
« Reply #28 on: March 06, 2009, 22:11:08 »
jesus some of those prices are mental i pay 118 fully comp
just get muddy

Offline chrisdisco

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Re: INSURANCE TIME ! What are you paying ?
« Reply #29 on: March 10, 2009, 21:02:02 »
for my 3.9 v8 it was £400 fully comp,  with 5 years n/c  driving almost 10 years,  im with the AA,  am my  gold star advantced drive an assessor's ticket made no differance what so ever, bit gutted about that.

 






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