Chat & Social > The Bar - General Chat
Insured or not insured…that is the question!
L90OOK:
You are quite right...it doesn't say the other vehicle has to carry it's own insurance.
It also doesn't state that the vehicle has to have an MOT or Tax.
However it does state various Road Traffic Acts & duty of care. Ignorance is not an excuse in the eyes of the law. :)
Yoshi:
Yes, but your missing the point, it doesnt say that it needs mot or tax, because these are required for the vehicle to be on the road in line with the insurance, but the vehicle is insured thus road legal whilst in your care as long as you dont own it or it isnt hired to you!
Boggert:
To my knowledge there is only one policy that will allow you to drive any car, even if it has no insurance and that it a trade policy and it should be accompanied with trade plates.
Yoshi:
But the point here is, the vehicle surely becomes insured when the new driver gets in it and is thus insured third party???
L90OOK:
--- Quote from: "BadgersRover" ---But the point here is, the vehicle surely becomes insured when the new driver gets in it and is thus insured third party???
--- End quote ---
No, reading between the lines your insurance insures you against third party liabililty claims whilst in charge of the vehicle. Where as named drivers on a policy insures the car for those people & the car whilst it is not being used. A play on words I know but it's the best explanation I have :?
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