Chat & Social > The Bar - General Chat

Insured or not insured…that is the question!

<< < (6/15) > >>

Yoshi:
Try peter best, they did cover for a few days at a time.

L90OOK:
I spoke to NFU about this.  They said the 3rd party vehicle has to be insured by it's owner.  Regardless of route taken.  This form of insurance was brought in to be used in emergency situations...not for test driving vehicles  :roll:
Maybe your insurance is different but that's what mine stated to me this afternoon.
If we could drive any vehicle on one policy why don't we?? ...because we can't!!  
Anyhoo...I know what I can & can't do & am happy with that...drive uninsured at your own risk & remember they will not hesitate to crush the unisured cars driving on the road today.

TDi90:
im with jaimie on this one. and im with NFU.
R

Yoshi:
Well its also NFU who say what you said isnt the case.  As thats who the insurance is with.

Look through your documents, does it say that as a restriction on the ability to drive other vehicles?  As the documents you recieve are whats legally binding.

Buddha:
You'd think that something as important as "to be covered by your own insurance whilst driving another persons vehicle with their permission, their vehicle must, itself, be insured.." would be included on the ABI's fact page.

I know that doesn't conclusively re-inforce the point I (and others) made above, but it's a start!

OK, so it's true that the original idea of third party cover for other people's vehicles was emergency use only, and it's true that it's been exploited by 21 year olds insuring a mini 1000 fully comp, registering 'their' chav chariot in their Dad's name but driving all the time themselves, and it's true that Norwich Union have stopped offering Drive Other Cars (DOC) cover - but MY insurer still offers it.

Please also consider that driving uninsured is an absolute offence, as such not being aware that you were uninsured is no defence. So DOC is of no use if the prudent driver has to insist on verifying a vehicle is insured before driving it. Might as well get added as a named driver & pay a small fee etc. Not always practical in an emergency.

Navigation

[0] Message Index

[#] Next page

[*] Previous page