Chat & Social > The Bar - General Chat
Insured or not insured…that is the question!
Yoshi:
--- Quote from: "Thrasher" ---AFAIK that loophole was closed in the UK thanks to certain people taking a massive advantage of it....
--- End quote ---
I'm not so sure about that. Any limitations with insurance have to be shown with your insurance documentation and the stuff i have here hasnt been changed.
Boggert, you made the point i said earlier about the vehicle being uninsured if the test drive person got out of the vehicle, but for example, if a person went from private driveway to private driveway on their third party insurance as part of their comprehensive policy then they would be legal??
craigderby:
My friend runs an insurance brokers, and I've just asked him about it.
When you policy states you have third party cover to drive another vehicle the other vehicle must already have insurance cover on it. If you were pulled you can potentially be done for no insurance, and the owner of the vehicle can be done for allowing you to drive it knowing you don't have cover.
If you need cover for just a few days there are plenty of companies offering cover on a dailly basis. I used one for taking my Landy for an MOT, it was about £12 for a days cover.
L90OOK:
--- Quote from: "smo" ---As explained above, the vehicle you are driving whilst covered by your own policy under 3rd party risks does NOT have to be insured.
--- End quote ---
YES IT DOES :evil: ](*,)
Yoshi:
--- Quote from: "L90OOK" ---
--- Quote from: "smo" ---As explained above, the vehicle you are driving whilst covered by your own policy under 3rd party risks does NOT have to be insured.
--- End quote ---
YES IT DOES :evil: ](*,)
--- End quote ---
Keep banging your head against the wall and you will find that the vehicle does not have to be insured. If you drove from a private driveway to a private driveway on your policy as a third party insurance then the vehicle is insured as it is in the possession of a party who is insured.
BigSi:
--- Quote from: "craigderby" ---If you need cover for just a few days there are plenty of companies offering cover on a dailly basis. I used one for taking my Landy for an MOT, it was about £12 for a days cover.
--- End quote ---
Not if the vehicle is modified. Did try, but could not find any to insure the vehicle (only wanted a few months). :cry: :cry: :cry: :cry:
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