AuthorTopic: RTA  (Read 5574 times)

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Offline Boggert

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« on: February 18, 2007, 21:23:14 »
Got called to an RTA today, not unusal in my job, however this was simple maths...

Rich Parents + Spoiled Kid = Fast sports car x Too Confident = Total Distruction

The equation is...

RP+SK=FSCxTC=TD  :roll:

According to whitnesses the VX220 left the road at speed glancing a kerb, causing it to spin in the air and then bounce off a tree. I spent about 15 mins collecting all the fiberglass and car parts off the road and hedges.
I found the front lights about 100 feet up the road :shock:
On arrival I thought it was a fatal and was calling up for traffic assistance, but the lad thank god was fine and had just a little whip lash! :shock:

On scene we had... 3 Police cars, 2 fire crews, ambulance, air ambulance, 3 first responders and fire chief.

Comments welcome
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Offline thermidorthelobster

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« Reply #1 on: February 18, 2007, 21:33:21 »
And we wonder why insurance is expensive.  I'll have to thank the little angel.
David French
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Offline sleeplessparadise

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« Reply #2 on: February 18, 2007, 21:38:43 »
We have just been pricing up insurance for our eldest and the cheapest we can find would be when she actually leaves home and goes to Hull uni @ Scarborough............ for a 1.0 Corsa (cheapest insurance we can find for her) it would be over £1000 :shock: So my comment is........ your math seems very good cos who the hell else can afford to insure a car for their children who are just trying to start out on their own :?
Helen aka Sleeplessparadise aka Mrsjohnty
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Offline Rich_P

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« Reply #3 on: February 18, 2007, 21:40:10 »
It's unfortunate that he didn't suffer more than whiplash and a bruised ego.  Something a bit more like a broken leg would of been far more appropriate as a good reminder.

Offline Rich_P

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« Reply #4 on: February 18, 2007, 21:41:27 »
Quote from: "sleeplessparadise"
We have just been pricing up insurance for our eldest and the cheapest we can find would be when she actually leaves home and goes to Hull uni @ Scarborough............ for a 1.0 Corsa (cheapest insurance we can find for her) it would be over £1000 :shock: So my comment is........ your math seems very good cos who the hell else can afford to insure a car for their children who are just trying to start out on their own :?

I've done the calculations for myself on such a vehicle, and the companies want at least £3,000.  Interestingly my 2A would only be £2,000.  :o

Anyway, currently I'm under a parent's policy until I'm working full time to pay the huge insurance premiums.

Offline sleeplessparadise

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« Reply #5 on: February 18, 2007, 21:44:06 »
We couldnt afford to put her on any of our land rover policies....... even the SIIa was over £3000 :(
Helen aka Sleeplessparadise aka Mrsjohnty
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Offline Rich_P

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« Reply #6 on: February 18, 2007, 21:44:41 »
Did you try NFU?

The so-called specialists only wanted to charge more than the typical car insurance firms I found.

Offline sleeplessparadise

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« Reply #7 on: February 18, 2007, 21:46:56 »
LMAO........ NFU have never once been able to give us a good quote on any of our vehicles :lol:  I currently have the 90 with Adrian Flux and the 109 with Lancaster......... cant remember who my hubby's policies are with but I know NFU cant touch any of our quotes :lol:
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Offline Lord Shagg-Pyle

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Re: RTA
« Reply #8 on: February 18, 2007, 21:50:07 »
Quote from: "Boggert"
Got called to an RTA today, not unusal in my job, however this was simple maths...

Rich Parents + Spoiled Kid = Fast sports car x Too Confident = Total Distruction

The equation is...

RP+SK=FSCxTC=TD  :roll:

According to whitnesses the VX220 left the road at speed glancing a kerb, causing it to spin in the air and then bounce off a tree. I spent about 15 mins collecting all the fiberglass and car parts off the road and hedges.
I found the front lights about 100 feet up the road :shock:
On arrival I thought it was a fatal and was calling up for traffic assistance, but the lad thank god was fine and had just a little whip lash! :shock:

On scene we had... 3 Police cars, 2 fire crews, ambulance, air ambulance, 3 first responders and fire chief.

Comments welcome



Know how you feel , old mate!
Same old story! Too much money, too little common sense and TFF! I hope all services bill him for the trouble.

Offline Bush Tucker Man

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Re: RTA
« Reply #9 on: February 18, 2007, 21:54:44 »
Quote from: "Boggert"
Got called to an RTA today, not unusal in my job,
Comments welcome


We see the end results, some with happy endings.
Had one on Thursday evening; a 'knockdown'. A kid had ran in front of a double-decker.
Thankfully, I believe, he went home that evening with only bruising, scratches & a big scare.


Sadly too many of the ones we see are fatals.
Needless to say, I won't go into too many details, but most of them aren't nice
Example; OAP pulls out on front of artic doing 40MPH, & stalls......... (or fails to accelerate away)
Richard A Thackeray 
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Offline Boggert

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« Reply #10 on: February 18, 2007, 21:57:15 »
He was very lucky, as one of the whitnesses was driving a ford transit and he only missed it by a matter if feet :shock:
If he had hit it I suspect it would be a double fatel.

The last RTA that stuck in my mind was a young lad again in a scooby STI who had parked his 3 day old car in one of our DCI's living room :lol:
Again thank god no one was hurt.
If want to walk it walk it, if you want to ride it ride it just leave me alone to drive it!

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Offline Bush Tucker Man

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« Reply #11 on: February 18, 2007, 22:46:56 »
Quote from: "Boggert"
The last RTA that stuck in my mind was a young lad again in a scooby STI who had parked his 3 day old car in one of our DCI's living room :lol:


Bet the DCI was impressed (pun intended)

Two others that sticks in mine are;
1. Old chap crossing the road, scrote comes along, hits him & drives 3miles home, with the guy on the roof!!
(we weren't involved, as it was a fatal, it just stands out!!)

2. Kids playing 'chicken' on the M1 (in the dark!!, needless to say....)

Words fail you sometimes...................
Richard A Thackeray 
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Offline Xtremeteam

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« Reply #12 on: February 18, 2007, 23:02:22 »
Quote from: "Bush Tucker Man"


2. Kids playing 'chicken' on the M1 (in the dark!!, needless to say....)

Words fail you sometimes...................


Darwinism in action
Mike
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I too can criticize like you.. but can you Drive like me??


Offline paul and sam

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« Reply #13 on: February 18, 2007, 23:42:48 »
its a shame that he can not be billed for all the responce crews that have had to attend (then again with rich parents they will probley pay it or get a solicitor to take action againt  them for upsetting there kid)

Offline Bush Tucker Man

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« Reply #14 on: February 18, 2007, 23:52:34 »
Quote from: "Redlinemike"
Quote from: "Bush Tucker Man"


2. Kids playing 'chicken' on the M1 (in the dark!!, needless to say....)

Words fail you sometimes...................


Darwinism in action



Dang right!, & its rulings were applied that night.
Richard A Thackeray 
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Offline dave_2A_2.25Turbo

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« Reply #15 on: February 19, 2007, 00:41:24 »
We gave our daughter the Clio when she passed her test last year (18) and insured it for her - £990.

This year, with a years experience and a years no-claims, she's looking at £500
Dave
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Offline TDi90

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« Reply #16 on: February 19, 2007, 09:36:25 »
MAKES MY BLOOD BOIL.
heres me, driving a land rover defender not exceeding 55 mph, in her, paying insurance through the roof £1300 (with pass plus) am 18, just so i can go playing and have one thing that means one of the most things in my life -  my land rover. fair enough, i have to pay some for insurance, i accept that, but because of some F****** T***s like this guy, i am paying £1300 and the insurers think "oh, they are all this bad"

i hope he realises and goes and buys some crappy heap of S**T that blows up with him in it.  :evil:

rant over. - sorry, got loads of school work whitch i dont want to be doing COS IM ON Half term.
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Offline Evilgoat

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« Reply #17 on: February 19, 2007, 09:54:50 »
Saw this a few years ago with a friend. Passed his test, dayya got him a really nice Skyling GTR34. Playing silly sods he drifted off a local roundabout and wrapped it sideways round a lamp-post.

Not being able to afford to replace the car daddy bailed him out...


B reg Fiesta .9 litre made mainly of rust and he was told to insure it :)
I must confess the the activities of the UK governments for the past couple of years have been watched with frank admiration and amazement by Lord Vetinari. Outright theft as a policy had never occured to him.

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Offline Jimbo

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« Reply #18 on: February 19, 2007, 11:14:45 »
My old man did 25+ years in the Ambulance Service, ending up being a high-ranking officer, but still doing operational duties (major RTA's etc). Some of the stories he has to tell are mind-numbing - but (thankfully) neither me nor my llittle bro have ever had a serious accident, and have always driven sensibly - I reckon it's down to Dads experiences.

My idea to stop this carnage is simple - when you pass your test, regardless of how old you are, you should only be allowed to buy/drive/have given to you a 1.0l car, not supercharged or turbo'd, just a bog-standard, 1.0l 55hp old banger. Then once you've done 2 years of accident, and incident free driving you can 'upgrade' to something slightly bigger (1.4l...... :twisted: )

Don't get me wrong, I've nothing against fast cars, I'd love a supercharged rangie myself, but it's such a waste of life when sme inexperienced 19yr old buys himself (or gets given) a Scooby or equally fast car and then kills themselves - or worst still, kills a passenger or driver in another car.
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Offline TDi90

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« Reply #19 on: February 19, 2007, 11:38:55 »
Quote from: "Jimbo"
My idea to stop this carnage is simple - when you pass your test, regardless of how old you are, you should only be allowed to buy/drive/have given to you a 1.0l car, not supercharged or turbo'd, just a bog-standard, 1.0l 55hp old banger. Then once you've done 2 years of accident, and incident free driving you can 'upgrade' to something slightly bigger (1.4l...... :twisted: )

.


absolute utter rubish.
how am i supposed to run my 200TDi defender if that rule came in?
TDi90
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Offline Evilgoat

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« Reply #20 on: February 19, 2007, 11:41:16 »
200tdi is about 5 hp isnt it?

*ducks and runs*
 :twisted:

Thats the way its done in a few places in the states do it.
I must confess the the activities of the UK governments for the past couple of years have been watched with frank admiration and amazement by Lord Vetinari. Outright theft as a policy had never occured to him.

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Offline Jimbo

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« Reply #21 on: February 19, 2007, 11:42:13 »
Quote from: "TD90"


absolute utter rubish.
how am i supposed to run my 200TDi defender if that rule came in?


 :oops: OK, perhaps a tad over-the-top there, how about a bhp restriction then ?
Jim

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Offline mmgemini

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« Reply #22 on: February 19, 2007, 11:50:06 »
Jimbo
Would it not be a better idea to make these "drivers" to go out with the police or ambulance crews and pick up some of the mess.

Ride in an artic for a week to see how the HGV driver views car drivers and their stunts.

Give them all an 1934 type car with virtually no brakes that would make them look ahead instead of the front bumper.
mike
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Offline Jimbo

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« Reply #23 on: February 19, 2007, 11:54:56 »
Quote from: "mmgemini"
Jimbo
Would it not be a better idea to make these "drivers" to go out with the police or ambulance crews and pick up some of the mess.



Possibly - but some of them are so thick-skinned/stupid that it would be a waste of time. Think about motorbikes - you can't go out and start riding a Fireblade on a provisional licence, you need to work up to the powerful machines, so why not the same for cars ??
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Offline 07DefenderSeb

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« Reply #24 on: February 19, 2007, 12:03:56 »
Quote from: "TD90"
Quote from: "Jimbo"
My idea to stop this carnage is simple - when you pass your test, regardless of how old you are, you should only be allowed to buy/drive/have given to you a 1.0l car, not supercharged or turbo'd, just a bog-standard, 1.0l 55hp old banger. Then once you've done 2 years of accident, and incident free driving you can 'upgrade' to something slightly bigger (1.4l...... :twisted: )

.


absolute utter rubish.
how am i supposed to run my 200TDi defender if that rule came in?


I agree with you both - what about a bhp limit or a 0-60mph limit for new drivers that would stop them getting behind the wheel of excessive power while they are inexperienced on the open road. Wouldn't hurt until they are 21  :wink:
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Offline Lord Shagg-Pyle

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« Reply #25 on: February 19, 2007, 12:26:47 »
Unfortunately, until there is something that limits the amount of testosterone, then there will always be those that will drive like morons and have prangs.
I wish I did know what the answer was, because I would be better off than I am now.
I used to stop check all the young drivers and ask to see if they were the main or named driver.
Ineveitably they would be on the parents insurance, but drive the car all the time. A few words of advice to Mummy and Daddy about obtaining services by deception would do the trick.
Saying that, I have known a disqualified driver to produce insurance. Basically, he phoned up a company and lied. The company don't check.
The problem with limiting the cc size of an engine for a young driver, is how can it be checked?
As anyone who has played with car tuning will know, you can do a lot to an engine without changing the cc, e.g a 998cc Mini.

Offline lenrover

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« Reply #26 on: February 19, 2007, 12:32:35 »
I'm 25 now I had my first 90 when I was 22 insured it with sureterm (in all the mags) I fully declared ALL the modifications (simex arb lockers winches arb winchbumper roll cage even down to uprated half shafts) and even had an agreed value plus salvage/retention on the policy and it still cost me a massive...................









































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£181 to insure  :shock:

Offline TDi90

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« Reply #27 on: February 19, 2007, 13:57:04 »
bargain... well arent you the lucky one.
 :cry:  :cry:  :evil:
TDi90
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Offline muddyjames

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« Reply #28 on: February 19, 2007, 18:24:25 »
Well my first car is my baby and thats the rover 620i. Yeah I know its a 2litre 16v 115bhp. It was my dads car and he said to me I have to insure every bit of it and fund it all. His theory was as I had to save up for it etc I would take more care of it as it was my baby and proud of what I had achieved.

It cost me £2200 TPFT in insurance with pass pluss for my first year then £1100 TPFT.  Yes I admit that the power etc got to my head. I wasnt being utter stupid as my Dad also said to me the second I got a speeding ticket etc he would remove the car off me for a month minimum. That got the sh**ers into me! The thing that slowed me down was when I had a slight knock in my Mums car when mine was having the engine rebuilt after going through a flood that was a tad deeper than expected.

I had 2 choices with my Mums car. Pay for her and the other guys repairs out of my savings or go through insurance and have a whopping premium the next few years to come and 1 years less no claims. I paid for the damage myself. £1k for each car (and 1k for engine rebuild). It was a very expensive time for me but it taught me a lesson that made me slow down and I am like an old grandad driving now. I get more pleasure out of a seemless gear change and the max miles out of a tank of fuel that beeting some dumb nut in daddies fast car at lights.  To add onto this 3 months after I passed my test I bought a 12ft caravan.  :shock: I have been towing my dads caravan on private land for years before hand and now alot about snaking, tow weights etc etc. In 1 way it was silly but in others it made me aware of how lorries may feel and much more aware of other road users.

Of course I rev my engine at lights as well then they go screaming off into the distance out of my way and I can follow on at a sensible speed and out of thier way incase they have an accident or laugh when the police pull them over.

Being a postie did make me go a tad faster than I should have done as job and finish means sooner we get round we go home. I wil admit how I didnt kill myself I dont know. (never broke the speed limit though and some driveways are death traps) I have given all that up now and live the boring office life :(

I say every young person should not have cars bought for them and they need to have thier own insurance not on mummies and daddies buy it for them.

I will be 25 this year with (touch wood)8 years no claims discount and pass pluss so the insurance had better go down or else!!!
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Offline Llanigraham

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« Reply #29 on: February 19, 2007, 18:25:34 »
Jimbo
Fine idea but totally impractable, I'm afraid.
What about the low paid agricultural wprkers family who only have 1 car, shared by Mum, Dad & teenager?
Do you expect them to go out a buy another car?
Around here there are plenty of people who's only car is a 90 and they struggle to keep that on the road.
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