Chat & Social > The Bar - General Chat
Bank charges
Keri:
--- Quote from: "BadgersRover" ---But the other point is that if you didnt go overdrawn
--- End quote ---
If things were always that simple. Its like when you go over on an account your not even mean't to be able to on like has just happened to me. It went over by £3!!! and they wanna charge me £30 for it..... The account isnt even mean't to be able to go over drawn.
AbyssDJ:
--- Quote from: "BadgersRover" ---But the other point is that if you didnt go overdrawn then you wouldnt have an issue, the problem is now that people know they can claim them back they will deliberately not make sure money is in their accounts for stuff as they know that they might not get penalised for it and thus now its going to cause massive massive problems. There is always a downside to everything.
--- End quote ---
all true... but when your account double earmarks things like our business account does, it causes a LOT of problems... and apparently, nobody seems to care.
the whole "but if you didnt go overdrawn..." theory is all well and good, but life isnt always that simple.
Yoshi:
Yeah i know, maybe i didnt make my point properly, i meant more about the fact that if you didnt expect it to be for free, when you go overdrawn its no longer your money, you have borrowed money from the bank without authorisation, for example would you take a fiver out of your wifes/husbands purse and not expect an earbashing for it? same thing!
att:
Banks have been breaching their own terms of business for years and getting away with it, they deserve everything they get in my opinion.
They take your money for 5 days when you write a cheque, what gives them the right to do this, you can`t have your cake and eat it.
Yoshi:
Jolly good, i look forward to the winge your going to make when you get charged for banking because everyone has made the banks broke by taking all their money back for charges. Yes the banks overcharged but then backdating the collections is wrong. There was a contract in place saying this would happen to you if you go overdrawn which you sign when you apply for the account so therefore i think its personally wrong that it should be backdated.
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