Mud-club

Vehicle & Technical => Freelander => Topic started by: jimny33 on January 10, 2007, 11:39:56

Title: Help...insurance woes
Post by: jimny33 on January 10, 2007, 11:39:56: I have added 15inch steel wheels to my freebie to replace my 17inch alloys and they want an extra Ã‚Â£60 on my insurance

This is stupid because it actually decreases the value of the vehicle rather than increases...i am not some chavvy boy racer putting 18 inch alloys on a saxo or whatever!

Anyone give me any advice?

James :(
Title: Help...insurance woes
Post by: gords on January 10, 2007, 12:28:59: Did they say why? Who is the insurance company, is it a specialist 4x4 company or a "normal" one?

You could try getting a few other quotes - and then tell the current company that you are changing unless they come up with a more reasonable price :wink:

By the way, why have you changed the wheels?
Title: Help...insurance woes
Post by: jimny33 on January 10, 2007, 12:47:53: i changed the wheels so i could put some ATs the 17inch rims werent cutting it on the tyre front :D

Also at 150 quid a corner i couldnt afford to replace them should they get a puncture :shock:
Title: Help...insurance woes
Post by: V8MoneyPit on January 10, 2007, 15:22:24: Sounds like a 'lets use this as an opprtunity to fleece the customer' situation to me.

I agree with the above. Get some competitive quotes from specialist insurance companies and then go back to your current insurer.
Title: Help...insurance woes
Post by: 3laner on January 10, 2007, 16:21:08: Who insures you James? Sounds like they are taking the p*ss a bit. Was the 60 notes just for the wheels because you mentioned they wanted 50 for the sump guard. Does that mean they want 110 for both?? I would ring up speak to a supervisor and explain that it is a downgrade and you are not a boy racer etc.

Alex
Title: Help...insurance woes
Post by: Llanigraham on January 10, 2007, 17:56:10: Whilst agreeing they are taking the p!$$, they're technically correct, as you have modified the vehicle from it's original specification.

I don't think I would have bothered to tell them, as you are fitting origainal Freelander wheels.
Title: Help...insurance woes
Post by: Boggert on January 13, 2007, 20:29:41: What a con... I had that with my insurance company when I converted one of my cars to LPG, Which gives less BHP, well told the company to Jump... they then quickly backed down! :lol:
Worth a try.
Title: Help...insurance woes
Post by: jimny33 on January 14, 2007, 01:32:16: i've just sent them a letter saying that it is really OTT

if they turn round and say that its still not possible, i shall send them a bill for the AT tyres and steel wheels, and a bill for some AT tyres on the 17inch rims, and a chip to couter act the loss in lower range gearing! :twisted:
Title: Help...insurance woes
Post by: jimny33 on January 23, 2007, 12:22:31: hello...

yet another problem in the world of my insurace...

they want Ã‚Â£50 to add a tow bar! Does anyone else think that I am being taken for a ride here? :?
Title: Help...insurance woes
Post by: Llanigraham on January 23, 2007, 18:58:57: James
Yes, definately!!!
Who are you insured with?
Graham
Title: Help...insurance woes
Post by: jimny33 on January 23, 2007, 19:16:53: elephant...just spoke to someone higher up and it is a mistake...its free...phew! :D
Title: Help...insurance woes
Post by: auto on January 23, 2007, 19:19:51: I know its a rip of but its because you changed the wheelsize!. Humans would have thought nothing of it, computrs only see 'modification' which means 'more money'

Stupid really but there you go! Where the 17's original landy standard ones or after market? Just that you could say that it has been reverted back to standard!
Title: Help...insurance woes
Post by: jimny33 on January 23, 2007, 19:42:22: they were standard unfortunatly.

Oh the battles of life

Im not telling them about the stump guard now because land rover fit one as standard...only is plastic!
Title: Help...insurance woes
Post by: auto on January 23, 2007, 21:16:23: In future just keep it clamped and tell them it came like it!!

Afetr all, If you had one without roofbars, and the previous owner added them, how would you know??
Title: Help...insurance woes
Post by: n22aps on May 06, 2007, 23:43:17: When it come to insurance companies you end up paying what ever happens.Mr insurance man :twisted: does nothing for the money you pay him at the end of the day. :(
Title: Help...insurance woes
Post by: n22aps on May 13, 2007, 00:31:32: Quote from: "n22aps"
When it come to insurance companies you end up paying what ever happens.Mr insurance man :twisted: does nothing for the money you pay him at the end of the day. :roll: :roll:
Title: Help...insurance woes
Post by: n22aps on May 13, 2007, 00:32:18: Quote from: "n22aps"
Quote from: "n22aps"
When it come to insurance companies you end up paying what ever happens.Mr insurance man :twisted: does nothing for the money you pay him at the end of the day. :roll: :roll:
:wink:
Title: Help...insurance woes
Post by: jimny33 on May 13, 2007, 11:29:17: Quote from: "n22aps"
Quote from: "n22aps"
Quote from: "n22aps"
When it come to insurance companies you end up paying what ever happens.Mr insurance man :twisted: does nothing for the money you pay him at the end of the day. :roll: :roll:
:wink:

so true....you pay them all this money, have an accident and they will do anything to get out of paying! :roll:
Title: Help...insurance woes
Post by: Steve ray on May 13, 2007, 13:23:43: Sadly with all insurance companies, you never really know how good they are until the fateful day when you have to make a claim.

Makes you really wanna go for the cheapest you can and get ready for the day when you try and make a claim!