Mud-club

Chat & Social => The Bar - General Chat => Topic started by: Lord Shagg-Pyle on October 30, 2006, 11:51:33

Title: Beware of insurance renewal time.
Post by: Lord Shagg-Pyle on October 30, 2006, 11:51:33

I've just had the papers come through to renew my insurance. I fully expected it to rise following a little ding last December, so decided to ring round for a few quotes.
My current company, £358
Lowest other quote, £263
Went back to current company and hit them with the lower quote and asked about their 'guarantee to better the other quote', which they did by a couple of quid.
Nice!
But, there would be the fees for setting up the instalments and issue of policy documents.
I was just about to say OK, when it suddenley dawned on me.
I had already paid these last year, when I had originally set up the policy.
I pointed this out and there was a few mumbled excuses about 'peoples time' etc, and then the chap puts me on hold.
He comes back and his manager has agreed to drop the additional charges.
How jolly decent of them (slight hint of sarcasm), £45 less to pay!

Moral of the tale is to check the paperwork and push the beggars!

Title: Beware of insurance renewal time.
Post by: Ja1983 on October 30, 2006, 13:10:19

Never.. EVER accept your first renewel quote, they will always try and slip a few quid on in the hope that you will do what 99% of people do and just accept the easy option of sign and return!

Title: Beware of insurance renewal time.
Post by: smo on October 30, 2006, 13:15:21

Quote from: "Ja1983"

Never.. EVER accept your first renewel quote, they will always try and slip a few quid on in the hope that you will do what 99% of people do and just accept the easy option of sign and return!

Never pay "paperwork" charges either, they can issue them for free or not at all, they make enough as it is thanks without additional charges!

Title: Beware of insurance renewal time.
Post by: Daz800 on October 30, 2006, 19:24:38

And check the small print if renewing.

I did and found "I" was taken off the policy. I was told that they no longer did "named drivers".

I cancelled the policy (swmbo did as its in her name) and got a better deal elsewhere.. Result.

Daz.

Title: Beware of insurance renewal time.
Post by: strapping young lad on October 30, 2006, 19:42:22

oh and ensure you have been renewed if its supposed to be automatic

bloke got done by the rozzers cos it came up that he wasnt insured even though he thought he was

turns out the insurer didnt automatically renew, and i think they sent him a letter but he dismissed it

oops

Title: Beware of insurance renewal time.
Post by: HotShot on October 31, 2006, 19:56:55

Quote from: "Ja1983"

Never.. EVER accept your first renewel quote, they will always try and slip a few quid on in the hope that you will do what 99% of people do and just accept the easy option of sign and return!

And if your company does on-line quotes, get one of those too.
Mine went down by £54 as a new customer quote on-line [which the company, Direct Line, honoured]

The wife's dropped by £39.

Title: Beware of insurance renewal time.
Post by: ian_s on November 01, 2006, 08:46:35

last time i had a renewal, it turned out that the renewal quote was 50 quid cheaper than anywhere else! that was with direct line.
a year later, and now i drive a 26yo modified landy again, they wont touch me :(