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Chat & Social => The Bar - General Chat => Topic started by: 300TDi Disco on October 13, 2009, 20:50:29

Title: Insurance time....
Post by: 300TDi Disco on October 13, 2009, 20:50:29
Hi guys & gals, I am 24 with a 1985 defender 90 3.5 v8 and my insurance is up shortly. Can you recommend me with some insurance company's.


Regards

Matt
Title: Re: Insurance time....
Post by: Yoshi on October 13, 2009, 21:02:53
Try NFU, not had a fault with them as yet!
Title: Re: Insurance time....
Post by: TDi90 on October 13, 2009, 21:33:54
Try NFU, not had a fault with them as yet!

they have been good to me... until todsy, i went to declare my newly aquired roll cage and suspension lift and they said do you have an engineers report? i said no (what the hell is one of those) and they wanted to know how it affected breaking distances, top speed, torque levels, and so on and they wanted to know all these questions before they would insure me with modifications.

so i rang Adrian Flux, he told me a nice price with greeenlane cover and offroad cover all my mods declared for £550 3rd party... not bad for me being 21  :twisted:
Title: Re: Insurance time....
Post by: Saffy on October 13, 2009, 22:11:30
Try NFU, not had a fault with them as yet!

they have been good to me... until todsy, i went to declare my newly aquired roll cage and suspension lift and they said do you have an engineers report? i said no (what the hell is one of those) and they wanted to know how it affected breaking distances, top speed, torque levels, and so on and they wanted to know all these questions before they would insure me with modifications.

so i rang Adrian Flux, he told me a nice price with greeenlane cover and offroad cover all my mods declared for £550 3rd party... not bad for me being 21  :twisted:
what the hell is greenlane cover ! you should be already covered for byways on any vehicle insurance.
Title: Re: Insurance time....
Post by: robert francis on October 14, 2009, 10:24:25
i go with adrin flux coz the payments were better but i could of saved £20 if i went with noel dazley & co
Title: Re: Insurance time....
Post by: dxmedia on October 14, 2009, 11:04:24
Try NFU, not had a fault with them as yet!

they have been good to me... until todsy, i went to declare my newly aquired roll cage and suspension lift and they said do you have an engineers report? i said no (what the hell is one of those) and they wanted to know how it affected breaking distances, top speed, torque levels, and so on and they wanted to know all these questions before they would insure me with modifications.

so i rang Adrian Flux, he told me a nice price with greeenlane cover and offroad cover all my mods declared for £550 3rd party... not bad for me being 21  :twisted:
what the hell is greenlane cover ! you should be already covered for byways on any vehicle insurance.


Check your insurance police !!!

Adrian flux cover greenlanes. Most insurance companies will only cover highways. Greenlanes are byways.  Please don' shout at me, just check your cover.


I'd recommend Adrian Flux too, I'm with them for both house and car(s), in the process of making a house claim and no issues so far.
Title: Re: Insurance time....
Post by: Saffy on October 14, 2009, 12:03:49
Try NFU, not had a fault with them as yet!

they have been good to me... until todsy, i went to declare my newly aquired roll cage and suspension lift and they said do you have an engineers report? i said no (what the hell is one of those) and they wanted to know how it affected breaking distances, top speed, torque levels, and so on and they wanted to know all these questions before they would insure me with modifications.

so i rang Adrian Flux, he told me a nice price with greeenlane cover and offroad cover all my mods declared for £550 3rd party... not bad for me being 21  :twisted:
what the hell is greenlane cover ! you should be already covered for byways on any vehicle insurance.


Check your insurance police !!!

Adrian flux cover greenlanes. Most insurance companies will only cover highways. Greenlanes are byways.  Please don' shout at me, just check your cover.


I'd recommend Adrian Flux too, I'm with them for both house and car(s), in the process of making a house claim and no issues so far.
As I see it... long as insurance is paid, in date and for the reg on the vehicle then...
"NOTE FOR THIRDS PARTIES: Nothing contained in this certificate affects your rights as a third party to make a claim"
So should still be covered for 3rd party claims regardless and therefore legally insured to drive the byway without 'special' greenlane consideration in the policy. They'd will still pay up to 3rd parties if you had undeclared modifications, neglected to say you was born without eyes etc... they probably make moves to get their money back of course, but 3rd parties would be sorted.

Isn't Adrain Flux just a broker who just specialise in particular vehicle types that are outside the normal scope of normal brokers i.e vintage, custom, classic, 4x4, kit-cars. With their specialisation they able to broker with normal insurance companies. To me the actual policy seems no different to that you get anywhere else for normal vehicle...

http://www.adrianflux.co.uk/pdfs/policybooks/privatecar/PCEquityRedStar.pdf

That is my a.flux 4x4 policy for a 110 defender with all modifications declared. My 'classic' car insurance insurance for series 1 was same but doesn't incur no claims.  My specialised kit car insurance was simular 'normal' looking policy but with 'running board' and salvage and own repair rights added separately. 
Title: Re: Insurance time....
Post by: TechnoTurkey on October 14, 2009, 13:13:55
I've always found Footman James to be great value.
Title: Re: Insurance time....
Post by: robert francis on October 14, 2009, 14:11:33
noel dazley cover greenlanes like adrian flux
Title: Re: Insurance time....
Post by: Suzuki Sax Girls on October 14, 2009, 14:15:37
Got the Suzuki with Quinn as best deal for me an daughter, she's 18 and it only went up by £10 a month once she passed her test.  annual cost about £500 with breakdown cover etc included.
Title: Re: Insurance time....
Post by: 300TDi Disco on October 14, 2009, 20:21:58
I've always found Footman James to be great value.

They have a minimum age of 25, I did a quote when i'm 25 and they came back @ £99.  :'(
Title: Re: Insurance time....
Post by: Lewis.J.P_1987 on October 14, 2009, 21:03:35
Im with Allianz Insurance. Range Rover V8, 22years old £22 month
Title: Re: Insurance time....
Post by: mobi on October 15, 2009, 05:36:18
i got my insuance down from £337 with sureterm to £175 with frank pickles.
http://www.frankpickles.co.uk/4x4-off-road-insurance.asp
Title: Re: Insurance time....
Post by: TDi90 on October 15, 2009, 06:18:33
Im with Allianz Insurance. Range Rover V8, 22years old £22 month

thats cheap... for a 22 year old!
Title: Re: Insurance time....
Post by: Terranger on October 15, 2009, 16:21:16
Hi mate. I can only go on recent experience with Peter Best Insurance Services. The staff are only to happy to help, as they've been doing it for years, friendly and cheaper than others i tried.
I had a complete debacle with the AA (not the drunk folk).
Some folk who advertised in Land Rover magazines, asked me why I would want to drive a Land Rover 110 Double-Cab Pick up, which left me very bemused.
Snowball, (who may be called Academy) is another Company I've had dealings with, but, they were gazumped on price.
Happy hunting.
Title: Re: Insurance time....
Post by: Saffy on October 15, 2009, 16:47:43

Some folk who advertised in Land Rover magazines, asked me why I would want to drive a Land Rover 110 Double-Cab Pick up, which left me very bemused.


probably thinking you'd be using it for business
Title: Re: Insurance time....
Post by: dxmedia on October 16, 2009, 14:40:00
I've just changed my insurance from Adrian Flux to Frank Pickles.

£250 cheaper on the Jeep,

£150 cheaper on the merc.

I've left the mog on adrian flux since it's only £80 a year anyway  :lol:
Title: Re: Insurance time....
Post by: T30CDB on October 25, 2009, 23:28:42
i jus tried confused. com. The cheapest was £585 still £100 dearer than my current policy. £9999 was the dearest which is dearer than the value i put in and 89 companies wouldnt insure me according to there system which is interesting as half of them advertise in the various monthly landrover magazines and one of them is who i am currently with
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