Chat & Social > The Bar - General Chat
anti fraud ....im gettin annoyed now
wing nut:
im thinking of ditching my paypal account as well ...i didnt think that this kind of fraud was so rife :shock: freaky!!!!! :twisted:
Wanderer:
The fraud is only rife if you actually give out your information. They are actually phishing. The fraud comes later.
While using my CC today I got to thinking about this chip n pin thing.
2 things.
What's to stop anyone having a machine that saves the actual pin as it's used and clones the card at the same time.
What if a garage or store has a security camera that can see you entering the pin. Although I cover the machine with one hand as I type the pin in (when I can remember them, I prefer to sign)
Ed
the loon:
--- Quote from: "Wanderer" ---
What's to stop anyone having a machine that saves the actual pin as it's used and clones the card at the same time.
What if a garage or store has a security camera that can see you entering the pin. Although I cover the machine with one hand as I type the pin in (when I can remember them, I prefer to sign)
Ed
--- End quote ---
also point that I have heard is what if your partner knows your PIN and then does the dirty on you.
In effect you would be liable as you told your partner the PIN
LOULA:
Agree i think that who ever thought of this chip n pin didnt properly think it out. Surely its easier if a thief steals your purse and you carry your pin number in there as well they can have a field day.
The old signature method seems better to me :roll:
the loon:
--- Quote from: "LOULA" ---Agree i think that who ever thought of this chip n pin didnt properly think it out. Surely its easier if a thief steals your purse and you carry your pin number in there as well they can have a field day.
The old signature method seems better to me :roll:
--- End quote ---
chip and pin I would say is better than the signiture as this is all too easy to overcome (be honest when have you really seen a checkout operator check your signature)
From expiriance that my brother had its all to easy to fake signitures from cards (he was nearly ripped off for about £3000 but bank EVENTUALY wrote it off but was long drawn out process)
I do agree however that chip and pin could of been better. I think it was just basicly the cheepest way that card companies/banks could be seen to be doing something to tackle fraud.
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