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Insurance
V8MoneyPit:
I am just shopping around for cover on my 90.
When talking to Footman James, all was going well, with no issues with the modifiactions. But then she sked if it was going to be used off road. I answered, yes, but I wasn't expecting cover for that. She told me they couldn't quote then. If I used it off road it would invalidate the insurance.
So be careful, just because you aren't expecting to be covered for off road insurance doesn't mean it won't affect your policy!
I find it a bit strange, but she was very clear.
Also spoke to Sureterm. The guy I spoke to was very helpful. Advising the options on 4x4 insurance vs. a classic car policy. And also made suggestions about how to put a value on it, etc. Came back with £318 which seems reasonable given the modifications. He specifically said greenlaning was covered, but off-road use wasn't. He seemed quite clued up which makes a change!
Just looked at the Frank Pickles (isn't he a character in Vicar of Dibley??!!) and the words say all the right things. I'll give them a call in the morning :D
crazymac:
--- Quote from: V8MoneyPit on December 07, 2009, 17:40:53 ---
But then she sked if it was going to be used off road. I answered, yes, but I wasn't expecting cover for that. She told me they couldn't quote then. If I used it off road it would invalidate the insurance.
--- End quote ---
I find it increadible that a company who advertises in an off road magazine, will not quote for vehicles that are used off road!! I wonder what would happen if that was highlighted??
Smego:
I tried the NFU and they are [!Expletive Deleted!], they refused cover as I "greenlane" I explained it was a legal road and pointed out they could not legal specify this, and the local manager just bottled it and said I would have to write to there head office so I told them to "stuff" it.
Road sure offer me a second policy where they don't take no claims into account and is only 240 quid with any modifications.
V8MoneyPit:
Well..... having spoken to a very helpful chap at Frank Pickles..... down to £155 with a much smaller excess! It pays to shop around.
Just waiting for NFU to get back to me. It seems the NFU varies depending on your local agent. The guy here was fine with all the mods and the fact it would get used off road.
But at the moment it looks like Mr Pickles will get my money :D
william127:
i think the nfu defeinatley depends on your office, when they insured my izuzu enginged rangie they wanted to know stuff i didnt know, went to the dvla etc to find out, quoted no problem, where as another office i tried wouldnt give me a quote because of age, even though i was already a customer :doh:
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