Chat & Social > The Bar - General Chat
Who has right of way when....
Yoshi:
No, any accident has to be reported to the police, its just alot of people dont if its just a minor scuff etc........
SteveGoodz:
--- Quote from: joe90 on October 24, 2009, 13:00:32 ---At the sceen the thrid party didnt give their insurance details and left before Naomi could give them hers, but they obviously made note of her Registration.
--- End quote ---
Failure to provide insurance details at the scene of an accident is an offence. Did they actually stop at the scene? If not then they have committed another offence.
With my IAM Chief Observer's hat on; I would say 50/50 is the right decision by your insurance company but it might have been better if your wife had actually stopped prior to being hit by the other vehicle. You could then have justifiably claimed that the other driver was travelling at an inappropriate speed (i.e. unable to stop in the distance he can see to be clear). The onus is on the overtaking driver to be certain that he/she can complete the overtake safely, without inconvenience to other road users.
Good luck with the outcome :-)
karlo:
--- Quote from: joe90 on October 24, 2009, 13:00:32 ---
Failure to provide insurance details at the scene of an accident is an offence. Did they actually stop at the scene? If not then they have committed another offence.
--- End quote ---
Is it?
As I understand it, you only have to Supply your Name, Address and Vehicle registration number,details of the registered keeper if they are different from the driver.
You do not have to give insurance details, you then send the other persons details to your insurance which generally goes on a claim form.
Drift:
--- Quote from: karlo on October 25, 2009, 17:47:51 ---
--- Quote from: joe90 on October 24, 2009, 13:00:32 ---
Failure to provide insurance details at the scene of an accident is an offence. Did they actually stop at the scene? If not then they have committed another offence.
--- End quote ---
Is it?
As I understand it, you only have to Supply your Name, Address and Vehicle registration number,details of the registered keeper if they are different from the driver.
You do not have to give insurance details, you then send the other persons details to your insurance which generally goes on a claim form.
--- End quote ---
Spot on,
and the Police will only get involved if there is serious injury or risk of injury or the incident is causing a hazard to the people involved or other road users.
Always always take pictures of any damage yours and theirs at the time of the incident, it goes a long way to substantiate a true claim either way.
Most of us have camera phones so no excuse really.
A few years ago courts would not accept digital pictures but that has now changed.
Saffy:
On a side note "right of way" is a none-term in such instances, one of you may of had "priority" though. :evil:
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