Chat & Social > The Bar - General Chat

modification?

<< < (2/3) > >>

TDi90:
ooop, best cancel that roll cage then  :roll:

Lord Shagg-Pyle:

--- Quote from: TDi90 on January 24, 2009, 14:54:58 ---ooop, best cancel that roll cage then  :roll:

--- End quote ---

Again, this a quandry.
I looked at roll cages when I used to have a Mini. Obviously it counts as a modification, so being a law person, I checked it out with insurance companies. The only one that said they would insure the car with a cage in it wanted stupid money.
Their reasoning behind it? A roll cage would give me a false sense of security and therefore I would drive badly :?
What becomes a notifiable modifivation?
Again, and sorry to keep harping on about work experiences, anything that is fitted that is not standard fitting will void your insurance if the insurer is not notified of the modifications. They will do anything to not pay out.

TDi90:
i rang some insurers todAY and told them about the cage. they said it wouldnt affect the premium, BUT they would not pay for the modifications in an accident.
so what do i do? maybe i should just value the car higher, (therefore covering the cost of the cage) or... pay the higher primium insurance (MAJORLY HIGHER) where it is covered.
i know what i would do....
any ideas!
R

carbore:
Lots of issues here.

Firstly I remember once that Clarkson said in Switzerland it is illegal to modify your car!

Remember that there is the on road / off road issue so a winch bumper may be sold for fitment to a winch caleenge type vehicle that is never used on road so they cant really ban the items. For example black vizors on motorbikes. I think they only sell them to you if you have a comp licence , and even "its for a tack day" wont wash it. The most likley thing is that all mods must be "E" marked or something if they are fitted for road use.

Also its some mods are "safe" on thier own, but dont mix too well. eg, big lifts and big roof racks. Did anyone see the thing in LRO about fulel economy, they startedwih a fully kitted landy tha was in thier words "overladen". Most vehicles have load ratings etc so these ned to be remembered. As does drving accordingly.

The specific issue re 4x4 mods is that unlike "boy racer" mods they are not there t make the car perform better on a road, rather off it, so insurance companies will be wary. That said stupid balck rear lights that you cant see and window tins are exactly ROSPA recomended.

If you shop around you can get all of these thigs covered it justs costs more. I think the engineers report is i good idea if you are worried, also there are bound to be a few more vehicles that should really be SVA's (bobtails) etc. I pay comparatively little for all my fast modified toys, but thats on a limited miles classic policy.



 

Llanigraham:
I was reading one of the car modding mags at work the other week, in which there was an article about cars from Belgium and Germany. It explained that they only had body and ICE mods simply because any mechanical mod had to pass the TUV test, which is almost "destructive".
About the only thing they could get done was swopping suspension parts from one model of the same marque to another. NO modifications were allowed to those parts. Any parts that were available were mega expensive because they to had been tested to TUV standard. If they were caught with non TUV parts the car was immediately removed and potentially scrapped. These things were also looked for very thoroughly on their annual Inspection.
As I understand it France is now going the same way. How long before it will come to us?

Navigation

[0] Message Index

[#] Next page

[*] Previous page