Chat & Social > The Bar - General Chat
Will This Scheme Work?
Bush Tucker Man:
Can they really clamp down on uninsured drivers??
Let's hope so, the rest of us might start to see a slight fall in premiums
http://www.dailymail.co.uk/motoring/article-1123684/Uninsured-motorists-risk-1-000-fine-losing-car--dont-drive-it.html
NB; It does state that 'SORNd' vehicles are exempt - for everyone with a 'project' on the go.
But, some (if not all?) insurance companies offer a 'Laid-Up' cover for projects/vehicles not used in winter
jasonslaphead:
What they should be doing is dealing with the uninsured vehicles that are being driven ON the road. My 90 is off the road right now and will be for a while until I get all the jobs sorted that need doing so I have not renewed my insurance, and its not sorned because it still has 6 months left on the tax (can you even sorn a vehicle thats taxed). so am I now to become a criminal for that ? I dont want to get a refund on the tax as if for some reason I do need to use it I can get a daily/weekly policy. All this will do is earn money for the insurance companies and of course the goverment in the form of insurance premium taxes.
Drift:
The insurance industry reckon it costs every policy holder an extra £30 a year for uninsured drivers, if the number of uninsured drivers decreases, hence insured drivers increase, call me sceptical but do you think we will see the decrease in premiums ?
waveydavey:
The problem is a lot of uninsured drivers are probably in insured cars; while they have the named or limited drivers it can't work.
What it needs is for insurance to cover the vehicle period; the problem is that the insurance companies will shove up the premiums to do that.
In South Africa Road accident insurance is basically on the fuel and to insure the car itself it totally your choice - once the insurance companies have to get the business on merit instead of by law its loads cheaper.
Yoshi:
[quoteIf they have no reasonable explanation, they will be liable to a fixed penalty fine of £100. If they fail to pay the fine after a certain time their vehicle will be crushed. They could also face another fine of up to £1,000.[/quote]
Think this bit seperates those who have restorations and vehicles off the road for a particular reason.
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