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FootManJames Cheap quotes.
ChrisV8:
How stupid :roll: :roll:
So I cannot get to my garage now !! It is round the back of the house down a partially surfaced access track, the only bit of tar is outside the garage !!!
Under these "rules" every farmer in the land is now not insured :roll: :roll: How do you extract animals from a field ? Normal process use LR to tow a stock trailer into field entrance "off road" load up and drive to market etc etc.
Absolute crass stupidity a typical knee jerk reaction from a totally uniformed useless lot !!
crazymac:
--- Quote from: skip2 on December 17, 2008, 21:54:34 ---
I asked was I covered for returning from a RTV (Road traffic vechicle) having trialed at a ALRC trail told by a NFU rep no as might have damaged the vechicle and put extra strain on the vechicle.
Asked about greenlaning bit of a pause here, told would not be covered for off roading, but I explained greenlaning is not off roading but legal roads, the surface of such can vary. Then we got into some debate about farm drives been unsurfaced but unadopted. Strange I though as surely National Farmers Union know about farm tracks ?
--- End quote ---
There is a slight difference there! You asked if you would be COVERED for off roading? It is well accepted that we are not actually covered off road (you should still be covered on green lanes mind!!) but once you return to the highway then you should be covered! Any Landrover Insurer should do this, and if they don't tell them to sod off!!
This has got me thinking mind, I'm a Coastguard Rescue Officer (voluntary job, about 3500 of us around the country, ALL coastguard rescue is done by volunteers!) And although most teams have a 4x4 with the Blues and Two's etc which carries the kit, there is not enough seats for all the team in the vehicle, so we have to use our own vehicles to get to the shouts at times (which opens a whole new can of worms!!) The MCA have recently told all of us that our own vehicles are not allowed off road AT ALL!! No ifs, buts or maybe's, its a no no!! But in my team alone we have 4 off road kitted Ladrovers and a RR Sport!! These vehicles have all been used to good effect but no longer!! Makes me wonder if this is connected??
robert francis:
im 32 got a 200tdi disco, noel dazley and co, £170 tpff gaurenteed value of £3000 loadsa mods limited millage 4000 green lane and pay n plays, not bad adrian flux £195 the same but they let me drive other cars and build no claims bonus
p.s i got 3 point aswell, ps30
mudmuncher:
L.V were good to me on my 4.6 P38 Range Rover :D :D
skip2:
--- Quote from: crazymac on December 18, 2008, 10:41:08 ---
--- Quote from: skip2 on December 17, 2008, 21:54:34 ---
I asked was I covered for returning from a RTV (Road traffic vechicle) having trialed at a ALRC trail told by a NFU rep no as might have damaged the vechicle and put extra strain on the vechicle.
Asked about greenlaning bit of a pause here, told would not be covered for off roading, but I explained greenlaning is not off roading but legal roads, the surface of such can vary. Then we got into some debate about farm drives been unsurfaced but unadopted. Strange I though as surely National Farmers Union know about farm tracks ?
--- End quote ---
There is a slight difference there! You asked if you would be COVERED for off roading? It is well accepted that we are not actually covered off road (you should still be covered on green lanes mind!!) but once you return to the highway then you should be covered! Any Landrover Insurer should do this, and if they don't tell them to sod off!!
This has got me thinking mind, I'm a Coastguard Rescue Officer (voluntary job, about 3500 of us around the country, ALL coastguard rescue is done by volunteers!) And although most teams have a 4x4 with the Blues and Two's etc which carries the kit, there is not enough seats for all the team in the vehicle, so we have to use our own vehicles to get to the shouts at times (which opens a whole new can of worms!!) The MCA have recently told all of us that our own vehicles are not allowed off road AT ALL!! No ifs, buts or maybe's, its a no no!! But in my team alone we have 4 off road kitted Ladrovers and a RR Sport!! These vehicles have all been used to good effect but no longer!! Makes me wonder if this is connected??
--- End quote ---
I did, but was more specific as what is the definition of "Off roading" there is no diffinition one "rep" mentioned this.
It seems your OK for areas away from the public road if the public have permitted access, things here areas like campsites car parks (surfaced or not) and public shows like billing, providing you have the permitted access ie paid or part the event. So camping fields where you pay a fee or intend to are covered.
My question where you covered once you had been to a trail or pay-day event, your NOT covered while trialing or on the pay day site that the site organiser reponseabilty, but after traveling to and from, seems with some they are worried about damage which then goes on to cause a accident or play in some part with.
The volunteer bit another can of worms, its been known for a few years some policies don't cover Volunteering if you put your vechicle beyond whats normal road use, I've been told by various clubs etc 4x4 response volunteers might not been coved. I asked a similar question 2 years ago and told not covered on a "Classic Policy" as its not a SDP normal policy, but told OK for RTV's as long as stayed within the restricted milage. I don't want classic policy as want to keep no claims bonus.
Your coastguard qurrey is a interesting one, about 2-3 years ago a 4x4 got stuck on a beach car park which sometimes is covered by the tide, some other 4x4's went to help and recover than they got stuck, the tide came in and wrote off all the vechicles. Non of the owners got any money back, the insures said that they put there own vechicles at risk, nor were they able to sue the car park owner (signs where quite clear). End result was unofficial pay site got closed off :sad:
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