Chat & Social > The Bar - General Chat

debt recovery

<< < (3/3)

Range Rover Blues:

--- Quote from: Bob696 on September 06, 2008, 17:24:49 ---The statute of limition on a debt (of this sort) is 6 years so it is a 'no win, no fee' debt recovery agency chancing their arm with the last known address to try and intimidate someone into paying something :-(


--- End quote ---

In that case write to the offending company informing them that you will be charging a £200 administation fee/proof reading fee for dealing with letters sent to your address in future and that if they continue to send them, you will take that as their acceptance of your terms.  If they don't pay you can them take them to the small claims court and put the boot on the other foot.

Bob696:

--- Quote from: Niel on September 07, 2008, 23:54:11 ---
It might be worth putting a sign on/near the door naming the debtor and they departure date just incase some knucklehead from the bottom of the debt collection pond appears, atleast then when they try it on you can point it out to the Police who either you, or they, will probably call...If you get doorstepped and they get in, children answering doors are a baliffs best bet often, then things can get difficult unless you've taken all possible steps to inform them.


--- End quote ---

if they do come to the door ask them for a business card, note down the car reg on it then inform them that you will notify the police and the law society that they have called. It is illigal for a debt collection agency to come to your house without an appointment (I believe that it is only court appointed baliffs that can do this).

Yoshi:
Your quite right Bob,

However they get round this by sending round "account collectors" which are not bailiffs.  Most say they are bailiffs to intimidate people but they arent actually in that position.

Other points to note is that a real bailiff (they will be licensed) is allowed to enter your property without your consent if you leave a window open.  Its an old law which classes it as an "open house".  Also if you invite them into your house once they have a right of entry (forced or otherwise) once they get a court warrant.

Another thing is that if they have get a court warrant to force entry into a property then they can only do it with a police presence.  Its another intimidation tactic they use when they send letters saying that they will get a locksmith to open your front door, but its not at all often that the courts issue these type of warrants for non criminal cases.

Navigation

[0] Message Index

[*] Previous page