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debt recovery

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beast5680:
all suggestions welcome here

i,ve recieved yet another debt recovery letter for a woman owing £2k from a bailiff company, this woman has not lived at my address for at least 9 years as i,ve owned it for 8 and took vacant possession as the property had been empty for a year, these muppets are obviously either no good at their job or the woman is very good at hiding from them.
is there a body i can complain to about the letters? is there a way of drilling it into these lunkheads that she does not live here anymore short of taking it to there office and stapling it to the managers head :evil:

V8MoneyPit:
We get exactly the same thing so I can fully sympathise mate  :roll:

In the early days, I used to call the debt collection company and they were usually very helpful. But then different companies would chase debts for the same guy. I suspect either the data they use is way out of date or the offending person is still using your address. If it is the same company chasing the debt, give them a call. They should be able to mark the address as out of date.

We don't get so many now, but I can't be bothered with calling them so they just get binned. I have confirmed that it is the person that get's credit black listed, not the address, so you shouldn't have anything to worry about.

We have never had anyone at the door. In many way's I wish they would. At least that way I could show them who we are and that the guy hasn't lived there for 7 or 8 years.

LiftedDisco:
Hi Neal

Is it the same debt that they are chasing, or a new one?

You need to check your own credit rating (two main agencies - Experian and Equifax) and see whether there is any incorrect information held there that might link you with this long gone debtor.  You can do this for free currently, but have to lodge a card number so that they can charge you after 30 days - it's a pain, but you can ring and cancel immediately... of course, if there are issues highlighted it might be worth paying for a couple of months.

Who is the debt with - it might be worth writing to them to detail your concerns over their lack of efficiency... put it in writing but then follow up if possible with a phone call and get a name when you ring - insist that they note the correct facts and remove your address from their records.

Do likewise with the bailiff - they are only working on information provided by the client company but if you raise merry hell, you hope that they will go back to the originator with the news.

One tactic my Mother used with people like Readers Digest was to tear the unwanted letter into pieces, making sure that the address and/or reference number were left in one piece and then send each piece back in a separate unstamped envelope...  :clap:

Hope this helps


Rob

beast5680:
its a different company chasing the same debt, the original debt is a credit card which we contacted who apolgised and said they sorted it , then we got another letter from a debt recovery firm , again we contacted them and the same response, i think this is the seventh different debt recovery firm to date that have sent a letter.
I rang them this morning to be greeted by an answer machine message saying they are only open from 9 til 12 0n a saturday :roll: being it was 10 and today is saturday when i rang :roll: so i,ve emailed them in letters in the biggest font explaining the situation :lol:

Bob696:
The statute of limition on a debt (of this sort) is 6 years so it is a 'no win, no fee' debt recovery agency chancing their arm with the last known address to try and intimidate someone into paying something :-(

I fear you will keep getting these until the debtor resurfaces.

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