Chat & Social > The Bar - General Chat
Worst car on ebay....
Disco Matt:
--- Quote from: wheels244 on April 19, 2008, 21:41:05 ---
--- Quote from: waveydavey on April 19, 2008, 21:31:24 ---
--- Quote from: wheels244 on April 19, 2008, 21:20:40 ---And I bet non of it is declared on his insurance, so when the spotty oik comes tear arsing round a corner on his poorly fitted 'slammed to the deck' suspension and rams some innocent - the insurance company tell him to poke the claim [-(
--- End quote ---
Not strictly true; if he hit you they would pay your claim but he would be liable to reimburse them.
It is pretty damn ugly though!
--- End quote ---
I thought undeclared mods voided your insurance ?
--- End quote ---
As I understand it, the insurer would pay the other partys claim but not his, as their liability to a third party is rather harder to wriggle out of.
Jas278:
Here s a contender.......
http://cgi.ebay.co.uk/LANDROVER-DISCOVERY-2-SEATER-MODIFIED-off-roader_W0QQitemZ320239117742QQihZ011QQcategoryZ29748QQssPageNameZWDVWQQrdZ1QQcmdZViewItem
robert francis:
what you on about, that looks great tide to the front of my disco used as a snow plough, lol
waveydavey:
--- Quote from: Disco Matt on April 20, 2008, 08:03:42 ---
--- Quote from: wheels244 on April 19, 2008, 21:41:05 ---
--- Quote from: waveydavey on April 19, 2008, 21:31:24 ---
--- Quote from: wheels244 on April 19, 2008, 21:20:40 ---And I bet non of it is declared on his insurance, so when the spotty oik comes tear arsing round a corner on his poorly fitted 'slammed to the deck' suspension and rams some innocent - the insurance company tell him to poke the claim [-(
--- End quote ---
Not strictly true; if he hit you they would pay your claim but he would be liable to reimburse them.
It is pretty damn ugly though!
--- End quote ---
I thought undeclared mods voided your insurance ?
--- End quote ---
As I understand it, the insurer would pay the other partys claim but not his, as their liability to a third party is rather harder to wriggle out of.
--- End quote ---
Bang on; they accepted the risk so they are liable for a third party but if the policy is taken out falsely they can reclaim it.
Basically they will always pay for third party's (It's bad for buinsess not to) but
A; they can refuse to pay to the policy holder
B; with the polocy taken falsely they can claim it back from the holder: IE if they pay you 100 000 then they can if they wish sue the policyholder for that; in ohterwords if you lie to the incurance company its possible to loose your house! [-X
But as a third party claim you will always be OK :clap: as long as they have some insuarance :evil:
Range Rover Blues:
It's more than good business, AFAIK it's the law that theinsurance company has to pay out on 3rd party cliams, same if you are drunk or driving recklessly, otherwise insurance companies would hardly every pay out on the big stuff, they'd always be able to wriggle out on some technicality. So as said, if they accepted the risk they are liably to the 3rd party.
Navigation
[0] Message Index
[#] Next page
[*] Previous page
Go to full version