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Insured or not insured…that is the question!

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Yoshi:
And to add, he was a cretin cos his attitude towards it all was exceptionally poor and i didnt quite like being accused of lying to him about my details.  I didnt give the whole transcript of the conversation as i felt it was irrelevant to every other person.

Wireless:
Several people have raised the point that ignorance is no defence in Law during this thread, yet you admit to prior knowledge of the vehicle not being legal.

You are correct, the Police do have discretion regarding how they deal with offences.  So does the bench at a Magistrates Court, especially when presented with mitigating circumstances.

The Police obviously felt that there was an element of premeditation rather than ignorance with respect to the registration plate, and decided that a caution was not sufficient, especially as you'd taken so much care to bring along your insurance document to present to them if you were pulled over as uninsured.

You can't really expect to have results to your satisfaction both ways can you?

Yoshi:
And i didnt have the insurance document with me, he followed me home to get it.

Wireless:
So you were pulled over before the journey home was completed?

I think he wanted to make sure the vehicle would be parked on a private driveway at the journey end, and check out your insurance document, I think he was giving you the benefit of doubt regarding these offences.

I'm not sure all officers would take that trouble, letting you drive what he suspects is an uninsured vehicle to your home, and following you.

I think you've actually been lucky.

Yoshi:
He had no choice, if he has no real way of checking with the insurance company, which is one that is known to them as not being able to check with as 99% of their contact is web based, then they have to go with the certificate as a back up.

The company in question arent on their database so cannot be checked real time like most of the companies.  In that situation they cannot arrest you on suspicion of anything as they are known to not be on the database and thus the details are inaccessible.

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