Chat & Social > The Bar - General Chat
Insurance modifications
RCRockCrawler:
Insurance is becoming a bit of a pointless affair, really. The companies know that we need by law, so they make it expensive, more so if the car is non-standard. Then when you have an accident, (when you actually need the insurance company) they can still turn around and say:
'Nope, you never declared you locking wheelnuts, we're not paying'
welshlaner:
--- Quote from: "sptb" ---
--- Quote from: "Evilgoat" ---[ Also curious that severaly changes made ot make the car safer are labelled as bad too.
--- End quote ---
Actuaries spend a lot of time working it all out - then the insurance company just puts the cost up anyway.
--- End quote ---
Some might still do, but years ago i was employed by a software house to write computer programs which worked out "risks" from existing claims
From data we were given to test all kinds of thing came out, certain people claim year in year out yet others go for years with no claims, older cars had less minor claims, women had less serious accidents but more minor ones, single women more likey to claim than married.
Done on everything job discription, place of work,milage area post code car type age colour (black worst yellow best) usage
Evilgoat:
--- Quote from: "welshlaner" ---
--- Quote from: "sptb" ---
--- Quote from: "Evilgoat" ---[ Also curious that severaly changes made ot make the car safer are labelled as bad too.
--- End quote ---
Actuaries spend a lot of time working it all out - then the insurance company just puts the cost up anyway.
--- End quote ---
Done on everything job discription, place of work,milage area post code car type age colour (black worst yellow best) usage
--- End quote ---
Thought Red was worst?
datalas:
how, exactly, do stickers make a car a more dangerous vehicle to insure ? unless you stick it over the windscreen I guess...
Thrasher:
Stickers? dangerous?
Oh hang on does this mean that twonks that put Supercharged badges on oil burners have no insurance? Cool - bring it on :-)
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