Chat & Social > The Bar - General Chat
insurance question
Tigger:
As I understand, it is usually the case that the other vehicle needs to have a valid insurance policy on it in order for you be able to drive it. So the owner would have to have the vehicle insured, and then your insurance would cover you to drive it 3rd party.
L90OOK:
--- Quote from: "Tigger" ---As I understand, it is usually the case that the other vehicle needs to have a valid insurance policy on it in order for you be able to drive it. So the owner would have to have the vehicle insured, and then your insurance would cover you to drive it 3rd party.
--- End quote ---
I'm with Tigger on this.
The vehicle you are driving has to be insured by the registered keeper in order for you to drive under your policy.
...& it's not just a case of the police catching you...if you are involved in an accident whilst not properly insured it's not just you that it effects. Please ensure you are correctly insured...& not just take the back roads!
rant over... :roll:
mmgemini:
Is it really worth having your vehicle taken from you and crushed because you thought you were insured :twisted:
beast5680:
well strangely the insurer works on a sat afternoon so i have questioned them at length and the definitive answer is
the vehicle *has* to have insurance by the owner then it would be possible for me to drive it on my insurance third party!
so i,ve got them to add the spare disco to my policy for a couple of weeks so i can use just to be on the safe side and all above board :D
Bulli:
just a thought, what happens if it gets nicked?
I have 2 sorned vehicles..well 1 has left home for good last night... and both are insured. I couldnt live with myself if one was stolen and i couldnt get the money.
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