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Do I or Dont I??

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bezzabsa:
this is a sort of follow up / re-post!
As many of you know I have a 2004 Suzuki Bandit 600..Now - the problem I have is that I thought that I'd had the finance over 3 years - and even my GAP cover supports this - BUT according to the Finance company BLACK HORSE its over 4 years..so I am paying £160 a month for a bike that get very little use (under 6000 miles since November 2004)..so I enquired about 'giving' the bike back to the fiance company as I'd paid over 1/2 the term...They then wanted Nearly £700 for me to return the bike - and also stated that It could harm my credit rating!¬!!!
SO - My Dilemma is I have a bike I cant really afford - but I cant afford the £700 to 'Give' the bike away to the finance company - Oh and they also want me to deliver it to London!!!!!!!!! ( nearest Depot apparently) or they will collect for £100 :evil:
So has anyone else had the misfortune to return somethibng on finance? and I really need to sort this out 1 way or another.....short of some light fingered person having it away!!!
not that I havent given that a thought too - (apologies to all Boys in blue reading this - or should that be NOT reading this)
catch 22 - cant afford to keep - and cant afford to get rid. :shock:  :?  :cry:

thermidorthelobster:
I'd have thought if it got nicked, you'd get another one from the insurance company;  it wouldn't affect the finance deal at all, as should be quite separate.

bezzabsa:

--- Quote from: "thermidorthelobster" ---I'd have thought if it got nicked, you'd get another one from the insurance company;  it wouldn't affect the finance deal at all, as should be quite separate.
--- End quote ---

well as its over 12 months old - the automatic replacement has gone - so in effect with my GAP cover making up any shortfall - the finance would be paid off -leaving me in effect bikeless - but also 100% clear of the debt!

Boggert:
I see nothing, I hear Nothing :wink: LOL

bezzabsa:

--- Quote from: "Boggert" ---I see nothing, I hear Nothing :wink: LOL
--- End quote ---

in your officiail cpacity or in general......ps any tips?? lol

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