Vehicle & Technical > Defender

wasit wurf? agreed insurace evaluation.

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smo:

--- Quote from: "Litch" ---
--- Quote from: "smo" ---Over valuing it wont get you anywhere as they wont agree, you will need to provide proof of its value (independant report) and photos before they agree to anything and their is no guarentee they will as they wont insure it for silly ammounts if its worth peanuts (for example)
--- End quote ---


That's the point of an agreed value policy though, you submit your valuation (with evidence to back it up) and they state whether they agree to it (or not). Then each year you submit more evidence (report, photos, reciepts etc) and state what you consider the value to now be.
I have had an agreed valuation policy with Lancaster for about 7-years now and am quite happy with it. They have a copy of all the work carried out on the vehicle over the years and the value has not dropped anything like as fast as it might on a normal policy. I must admit I am going to be looking for another insurer this year, not becuase they are asking too much but as I have had this agreed value policy for some time and it gives piece of mind there has been less temptation to shop around like I used to.
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Er yes, that's what i said, you have to prove its worth what you say, then if they agree thats what you get in total loss situation. Over valuing will only get you trouble tho because they are not stupid, and when it comes to paying out money insurance companies are tight [!Expletive Deleted!]!

buzzard:

--- Quote from: "redhand" ---
--- Quote from: "Nobber" ---300 nikker with an agreed evaluation , not bad.
thing is its the engine that lets it down , everything else is pretty much brand new. i reckon 31/2 - 4 k then when i replace the engine i might push the boat out a bit further.
yeah i like it here , look , you can say dick without getting banned. :D
--- End quote ---


Hi Nobber I know what you mean LRUK is a great site but I do find I'm spending more and more time on other sites like this one.
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have to agree with you there, followed a few of you guys over here!!

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