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RTA
Lord Shagg-Pyle:
Unfortunately, until there is something that limits the amount of testosterone, then there will always be those that will drive like morons and have prangs.
I wish I did know what the answer was, because I would be better off than I am now.
I used to stop check all the young drivers and ask to see if they were the main or named driver.
Ineveitably they would be on the parents insurance, but drive the car all the time. A few words of advice to Mummy and Daddy about obtaining services by deception would do the trick.
Saying that, I have known a disqualified driver to produce insurance. Basically, he phoned up a company and lied. The company don't check.
The problem with limiting the cc size of an engine for a young driver, is how can it be checked?
As anyone who has played with car tuning will know, you can do a lot to an engine without changing the cc, e.g a 998cc Mini.
lenrover:
I'm 25 now I had my first 90 when I was 22 insured it with sureterm (in all the mags) I fully declared ALL the modifications (simex arb lockers winches arb winchbumper roll cage even down to uprated half shafts) and even had an agreed value plus salvage/retention on the policy and it still cost me a massive...................
........
£181 to insure :shock:
TDi90:
bargain... well arent you the lucky one.
:cry: :cry: :evil:
muddyjames:
Well my first car is my baby and thats the rover 620i. Yeah I know its a 2litre 16v 115bhp. It was my dads car and he said to me I have to insure every bit of it and fund it all. His theory was as I had to save up for it etc I would take more care of it as it was my baby and proud of what I had achieved.
It cost me £2200 TPFT in insurance with pass pluss for my first year then £1100 TPFT. Yes I admit that the power etc got to my head. I wasnt being utter stupid as my Dad also said to me the second I got a speeding ticket etc he would remove the car off me for a month minimum. That got the sh**ers into me! The thing that slowed me down was when I had a slight knock in my Mums car when mine was having the engine rebuilt after going through a flood that was a tad deeper than expected.
I had 2 choices with my Mums car. Pay for her and the other guys repairs out of my savings or go through insurance and have a whopping premium the next few years to come and 1 years less no claims. I paid for the damage myself. £1k for each car (and 1k for engine rebuild). It was a very expensive time for me but it taught me a lesson that made me slow down and I am like an old grandad driving now. I get more pleasure out of a seemless gear change and the max miles out of a tank of fuel that beeting some dumb nut in daddies fast car at lights. To add onto this 3 months after I passed my test I bought a 12ft caravan. :shock: I have been towing my dads caravan on private land for years before hand and now alot about snaking, tow weights etc etc. In 1 way it was silly but in others it made me aware of how lorries may feel and much more aware of other road users.
Of course I rev my engine at lights as well then they go screaming off into the distance out of my way and I can follow on at a sensible speed and out of thier way incase they have an accident or laugh when the police pull them over.
Being a postie did make me go a tad faster than I should have done as job and finish means sooner we get round we go home. I wil admit how I didnt kill myself I dont know. (never broke the speed limit though and some driveways are death traps) I have given all that up now and live the boring office life :(
I say every young person should not have cars bought for them and they need to have thier own insurance not on mummies and daddies buy it for them.
I will be 25 this year with (touch wood)8 years no claims discount and pass pluss so the insurance had better go down or else!!!
Llanigraham:
Jimbo
Fine idea but totally impractable, I'm afraid.
What about the low paid agricultural wprkers family who only have 1 car, shared by Mum, Dad & teenager?
Do you expect them to go out a buy another car?
Around here there are plenty of people who's only car is a 90 and they struggle to keep that on the road.
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