Chat & Social > The Bar - General Chat
WHOOPEEEEE!
MudRat:
Easy, you can claim back all your bank charges (overdratft penalties, bounced cheques, letters etc) for the past 6 years. Basically the amount they charge you is a penalty rather than a true and realistic figure for their time etc. I claimed back just over a 1000 pounds, and they offered me 710. If they don't i can take them to small claims court, which some people have done, but the bank never go and settle out of court (and pay your fees) just order your bank statements for the past 6 years, highlight all the charges, total them up, Type and fill out this letter http://news.bbc.co.uk/1/hi/business/6170209.stm (other details etc are on this website) wait 14 days, a letter will come back saying they are dealing with it, then a bit later on the offer will come through. I am not being greedy so I am accepting the first offer (plus I cannot be arsed to go stump up 250 for the court claim even though i get it back) Do it its easy!
Edge:
Brilliant...... looks like i may be able to afford a trip to new zealand after all....
CHEERS GUYS :D :D :D :D :D :D :D
K2:
Does this apply to Scotland as well :?:
landraver:
Yes, although in Scotland you can only go back 5 years instead of the 6 years in England & Wales.
Jeff
thermidorthelobster:
After reading this thread I'm about to do it myself. It could hardly be easier. I'm surprised though that I've not actually paid that many charges! Mostly the bank has been charging me interest, but no penalties. Cunning devils.
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