Chat & Social > The Bar - General Chat
Chip & Pin
gtomo2:
chip and pin? I always use my fingers or a fork. Find pins a bit to small to pick up chips. :lol:
drum:
Shame we sent out all the leaflets for staff of 3 of the big supermarkets, telling them how to bypass the chip and pin, so you can sign it as per normal :D
Wanderer:
To hell with them.
I'm going to carry on signing the paperwork.
There's no way I'm ever using a pin number.
V8MoneyPit:
Nothing has changed really. All this does is encourage people to get on and memorise their pin numbers. The merchants who take cards, like myself, have always been able to over ride the pin and take a signature. Equally, we have always been entitled to refuse a sale for any reason, not just because of lack of pin.
The banks charge us for every transaction we make. They charge us for the rental of the card terminals. And, yet they still charge back fraudulent transactions.
The only advantage to the merchant is that the banks are finally taking some responsibility for card fraud (about time too). If we take a card with a pin, and it turns out to be fraudulent, they are responsible. If we take a signature, we are responsible and always have been. Until now, any fraudulent transaction is charged back to the merchant. Despite what they would have you believe, credit card fraud has never cost the banks anything beyond a bit of admin. Conversely, the introduction of chip and pin has cost them dearly. Hence why it has taken so long for them to do it.
Phew! Did that look like a rant? Wasn't meant to be, just evolved into one :lol:
Evilgoat:
Chip & Spin :)
Utter garbage, they've taken the best bits from the US system that make it secure, removed them and tired to arrange it so the blame for poor security is once again one that gets laid at our feet.
Oh anyone noticed card cloning is suddenly becomming a huge problem? Or that the crypto algorythm had been broken already?
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