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insurance - you have to laugth

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drum:

--- Quote from: "landyloony" ---
--- Quote from: "Disco Geordie" ---I'm 33 and found with age comes cheaper insurance but you never get cheap insurance :lol:
--- End quote ---


you mean your 3+3 dont you  :lol:

best quote so far £392.88 from kwick-fit through confused.com
--- End quote ---


I'm sure you already know, but just incase, be very wary of "box-shifter" type insurance, like Kwikfit which are other companies rebranded, make sure your insurance documents list every modification. some of them don't comprehend the difference between a 200 Tdi Disco, and a 200 Tdi Bobtail Disco running 36" Simexs with front and rear Winch. They list both as the same, you get a cheap quote, until something happens then all of a sudden they knew nothing about it, and your not insured.

Been there done that many years ago with a Stretched VW Camper Van (Don't ask).

Neil Jones:
When my dad first got his 109' about 10 years ago he was insured as a 12 seater for under £100.  I think now its not too far above, limited milage, classic vehicle it all becomes very cheap.

For a young person I've found that co-op insurnace is the best (not cheap, but the cheapest), you will need to phone them, get a quote, then arrange for a visit to your OWN home by a rep, who goes through everything with you, gives you the price, sells the insurnace and prints out a certificate of insurnace.  It was really great.  By the second year of my driving the Landy they were still cheap, but A/F were even cheaper.  They know about everything on mine.  Had a bit of hassle with other companies when trying to explain 'parabolic suspension' and 'capstan style winch, for personal recovery only', they didn't understand.

It's ridiculous that it costs me more to insure a little 1.3 Fiesta than it does to insure a big ol' 2.25 Landrover, hmm,which is going to do more damage in a collision...

Having said that there is a light as gecko points out, not long left till I get there either, by starting to earn some money as of July aswell it'll become more affordable on my parents.

the loon:

--- Quote from: "prowler" ---Landy, is that Lancaster 01480.
--- End quote ---


thats the extors..sorry people

 :wink:

joe90:
Got a P reg 300tdi Disco, cost the same to insure as my New Fiesta Zetec Tdci that i part exd in for it - a lovely £1,200 but on the 88 i only pay £250.00

Found adrian flux to be a waste of time tey cosntantly moved the goal posts, so now with Tesco for the Disco and Sure Term for the 88

either way its a rip off . . . . thos prices are with full no claims too!!!!

spy:
I am 23 with 1 years no claims.  I am with adrian flux tpft on the 88" for £330 parked on the road.  I told them about the snorkel and the wheels, didnt effect the price.  Also checked about parabolics and things for the future but that didnt effect ££ either.  

They quoted me about £40 a year more for a 200tdi disco that tesco wanted over 2 grand for!  
Never had a problem yet....

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