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insurance (anti anti 4x4jibe)

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woody:
Ok i listened to the anti on radio 2
and had a thought
isnt it about time responsable adults should be insuring bicycles and those mobility scooters
if you are in an accident with another car both drivers (should be) are insured
if you are in an accident with a bike or mobility scooter
any damage to your vehical may have to be covered by your own insurance, resulting in loss of no claims
bikes and mobility scooters seem to drive/ride on and off the road and pavement with absolutely no warning
come on lets start a campain to force them to carry real insurance minimum 3rd party

TimM:
I think they should, and not just adults!

They are not likely to cause any serious injuries (or less likely anyway) and so the cost would be negligible.

I used to do archery, and we went out into woodland to shoot at targets - my bow was powerful enough to punch a big hole in a wall, a human wouldn't stand a chance - yet my insurance was £4 per year, for something like £2M cover.

laser_jock99:

--- Quote from: "woody" ---Ok i listened to the anti on radio 2
and had a thought
isnt it about time responsable adults should be insuring bicycles and those mobility scooters
if you are in an accident with another car both drivers (should be) are insured
if you are in an accident with a bike or mobility scooter
any damage to your vehical may have to be covered by your own insurance, resulting in loss of no claims
bikes and mobility scooters seem to drive/ride on and off the road and pavement with absolutely no warning
come on lets start a campain to force them to carry real insurance minimum 3rd party
--- End quote ---


Certain liabilities may well be covered on household insurance policies.

My boat's not covered while off the drive (household policy) or not being towed (car insurance)- cost's me £60 per year for £3M of cover. Not sure how you can do £3m worth of damage with a 17ft dingy though?

hobbit:
Where's Ed (Wanderer)

You got that info you showed me a couple of weeks ago Ed?

TUFFTEE:
If one of them there BYCYCLISTS or MOBILITY SCOOTERS  Runs into the front of my BULLBAR and SCRATCHES it? Then they SHOULD have Insurance to get my scratches Repaired!!! :roll:  :roll:  :roll:  :lol:

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