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Car Insurance

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ian_s:
I have just been told by my car insurer that it is illegal to insure a car that you are not the registered keeper of. can anyone tell me if this is true?
i know it might be against the policy of the insurer, but i didnt think it was actually illegal to do.

what i was trying to do was insure my girlfriends car for me to drive for a few days next week. her insurance is transfering to a newer car on monday, and her insurers refused to cover her on two cars, but we still need to be able to drive the old car until we actually pick up the new one. if that makes sense.
the problem comes in that i am not the registered keeper, and its not worth registering it under me for 3 days.

thanks
ian

Sider:
How about delaying the transfer until the day when you do the vehicle handover?

I did that when we bought the Freelander, the insurers sent me a cover certificate for the freelander starting on the day we were to pick it up, and kept the old mondeo covered until the end of that same day.

ian_s:
well, they refused to cover swmbo on more than one car, and we need the new car covered so we can tax it before we pick it up. but we also need to be able to drive the old car to the garage so we can part X it.
i hate insurers (no offence, Barry)

muddysteve:
its situations like this where you can see why people drive uninsured

when i pick up new cars i've not got a problem on my concience driving them home without tax and using the drive anyother car clause on my policy

if you get pulled over with no tax and youve just brought the car and can prove it most plod will tell you to get some tax asap and leave it at that as long as its got an mot and some sort of insurance

Steve

TUFFTEE:
Ian!
        You need to talk to   barry scott  the mud-clubs resident insurance guru! For Advise!
He could also give you a very competative quote? :wink:

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