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Insurance
MTyrrell:
I'm with Adrian Flux, I’m 20 and have TPFT policy on a standard 1990 110 2.5TD for £350.
Lancaster quoted me £300 fully comp, I pay Adrian Flux monthly so cant cancel to go with the Lancaster with out it costing me.
Bush Tucker Man:
--- Quote from: "unknownmanxman" ---Have you tried NFU?..they were quite cheap!
--- End quote ---
Last year, the NFU was over £200 more
I used to have my 110Tdi Hard-Top with them, that was the best quote at the time
datalas:
There are a couple of different problems here, principly the problem is that fact that insurance in general is expensive, but the mitigating factor is the age of the driver.
There are of course two factors to this, firstly (and probably mainly) is the fact that anyone under the age of 25 is appearnlyt obliged to career into a bus load of nuns every three months, making their insurance comically expensive (I know, I was quoted £1200 a year for a motor with a declared value of £300)
Secondly the problem is that the policies made by insurance companies tend to discriminate against off road vehicles. A 200tdi does have a 2.5l engine, albeit, a 2.5l engine out of a tractor, but a "large" engine by most counts. This tends to discriminate against younger drivers who are not given the same degree of tolerance or understanding that older drivers are. For example I was told that I would "race" in the 2a.. They simply didn't understand why I was giggling rather loudly at the suggestion.
The best bet is actually to play a couple of games, and basically abandon any hopes of a "good" motor until you have hit 25, at which point if you have any sense (I didn't :() you will have some no claims bonus and will not get the automatic "double it and add a bit" quotes that under 25s get.
Bush Tucker Man:
--- Quote from: "datalas" ---There are a couple of different problems here, principly the problem is that fact that insurance in general is expensive, but the mitigating factor is the age of the driver.
--- End quote ---
I totally agree, old chap, but £300 for a F/C policy at the age of (practically) 40 doesn't make me very happy. Same postcode 'risk' as previous address as well
--- Quote from: "datalas" ---
For example I was told that I would "race" in the 2a.. They simply didn't understand why I was giggling rather loudly at the suggestion.
--- End quote ---
I remember that from insuring my very first car; a 1256cc Chevette (wouldn't have minded if it was the 2.3 HS derivative)
Apparantly my old 2A Light-Weight was at risk of being attractive to thieves as I'd fitted some spot-lights to help the headlamp glow-worms light up the way home at night :roll:
Xtremeteam:
--- Quote ---1256cc Chevette
--- End quote ---
i just about bought one o them for my first car,mainly cos it had a HS kit fitted n a set o big lights upfront but guy was wantinga bit much folding for an old brush painted car
mike"old skool lover" robertson
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