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any legal bods out there?

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beast5680:
The former occupant of my house is being pursued for an outstanding debt by a credit card company, they have handed it over to a collection agency who have been thru the courts and got a judgement against her and are now looking to collect the debt.
This debt is now 6 years old and she hasnt lived at my address for 7 years, i have owned the house for 5 and 1/2 years and i am still getting threatening letters from the collection agency saying they will seize assets etc despite telling them repeatedly the woman dont live here any more.
I have written to them stating my address, emailed them,faxed them and phoned them and still the letters arrive, anybody got any suggestions to stop the letters as i,m out of ideas.
I cannot believe how incompetent these people are in collecting debts :shock:

gords:
Have you got details of the Credit Card company - can you contact them?

Take copies of the stuff you've recieved and sent to the police and see what they have to say...

Actually, don't they need a court order to sieze goods? maybe you could contact the (county?) court?

beast5680:
police now theres a thought :D
we have contacted the credit card who say its not their debt any more so not interested, the collection agency have had about 5 letters from me now, the last ones being very sarcastic at their ability or lack of it to recover the debt :roll:

Bob696:
To be honest I would ignor them. LET them go to court, its their money to waste on soliciters. They cant take YOU or the house to court only the past occupant and if they screw up and cant trace her then thats their lookout.

The debt will be uncollectable after 6 years (may be why they are getting frantic).

It is ILLIGAL for the collection agency even to knock on your door unless you invite them to do so. If they do, take the reg of the car and call the police. I think the offence is breaching your privacy.

Remeber you do not have to answer ANY of their questions except in court which they cant get you into.

Chill out, you have all the power not them.

beast5680:
i,m not worried about it its just annoying to keep having the letters

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